Varo bank is one of the preferred alternatives when seeking an option with a good online platform to make the corresponding transactions. One of their most popular offers is the Varo Visa debit and credit cards.
If you have one of these two products but have forgotten your card to withdraw the money you need, you don’t have to worry too much. Some effective alternatives to withdrawing your funds even when you don’t have your card handy.
How to withdraw money from Varo without a card?
Varo enjoys a cardless ATM; you require your smartphone with the bank’s app installed and your active account to process the request. You must log in to Varo’s online page and locate the smart ATMs closest to your location.
If you do not have this alternative or the ATMs are far from where you live, you can opt for other traditional options. Some of the most popular ones are:
Using the Apple Pay app, Google Pay, or PayPal
Nowadays, using some payment apps to make purchases is easy. Apple Pay, PayPal, and Google Pay are popular in almost all establishments you probably go to for your products or services.
You must download the one you feel most comfortable with and add your Varo debit or credit card to have all the necessary data registered. After verification, you can start making payments in a few taps without carrying your card.
Transfer funds to another of your accounts
Transferring funds to another account is a reliable alternative if you have another account associated with your Varo account. It is an option when you have time to wait for the transfer because occasionally, it can take two to three days.
To complete this option, log into your Varo application, click “Move Money,” and then “transfer money.” Here you can select the Varo bank account and the account where you want to receive the money.
You must know the limit of available transfers to avoid surprises at the wrong time.
Make a transfer to a friend or family member
If you are shopping with a companion, a good solution is to make the transfer to the bank account of your friend or relative and use their debit card to complete the purchases. It is recommended that it be another Varo account to avoid additional transfer fees, and you can be sure to receive the funds immediately.
This procedure is simple and only takes a few minutes; log into the Varo application and click on “Move Money” now, click on “Varo to Varo transfer,” and enter your friend’s email address to which their account is linked.
Enter the amount you want to send, and after checking the details to ensure there are no errors, you can click on “Send Money.”
How do cardless ATMs work?
It is an effective alternative to making transactions from your bank account without having the associated debit card. Still, it would help if you had the cell phone where you have associated the bank account to complete the verification.
You can receive a text message or directly through the application. A verification method will appear to validate that the person doing the procedure is the account holder. Through different technologies, you can link your smartphone with the ATM.
Two technologies are linked to these ATMs to protect your information and provide the best results. One option is app-generated codes, and the other is near-field communication (NFC).
Near Field Communication (NFC)
NFC is a short-range technology in which the procedure is as simple as bringing the smartphone close to the ATM receiver. The data is then transmitted within a short radio frequency range.
You will already know about this technology if you have used apps such as Samsung Pay, Apple Pay, Google Pay, or a credit card with an embedded NFC chip. Transactions are faster than expected because you only have to hold the cell phone with the app open at the indicated point.
The app-generated code method
With Varo, you can choose between QR, biometric, or mobile app verification for traditional verification codes. One of the simplest and fastest alternatives is with QR codes because you will not have the risk of not receiving the code in time.
You open the camera in the appropriate option of the Varo app and scan the QR code that appears on the ATM screen.