If you are a student and you are new to personal finances, do not worry! Here you will find simple tips and ideas, like learning how to send money with Cash App without having a debit card.
Yes, it is possible! You just need to have an open and operating bank account. However, if you do not have one, but you are already of legal age and studying at college or university, you will not have any problems, since many banks offer special accounts for students.
Once you have the account ready, follow the steps that we will give you below and you will be able to start sending money through Cash App.
1. Download the app and link your Account
If you have a bank account but have not requested a debit card (or you have lost it), it is still possible to use this app.
First, download it to your phone and open it. Click on the bottom left icon that looks like a small house, which is the “Home” section. There you will see how much money you have stored in the app. However, since this might be your first time, it will show “$0.00”.
Then you will see some options such as: Deposits & Transfers, Bitcoin, Limits, and Link Bank. That’s where you want to go, so click on that.
Now you will see “Add a bank using your debit card” but, since you do not have it, you will click on the bottom left button that says “No Card?”. After this step, you will see the Terms and Conditions, which you should always read beforehand!
Once you are ready, click on “Continue”. It will show up on the screen all the available banks that work with Cash App; search for yours and select it.
Then, the app will ask you to provide your user ID and Password. Insert them, click “Submit” and then you will have linked your bank to the app successfully.
2. Add Money to the App
At this point, you are almost ready with the process. Now, to send money to someone else, go to the Home section and click on “Add Cash”. This way, you will transfer money from your own bank account to the Cash App.
Follow the prompts and transfer as much as you want.
3. Send Money to Someone Else
Once you finish step 2, click on the bottom center icon that looks like a dollar sign ($), specify the amount of money you want to send, and click “Pay”.
Then you will have to provide the details of the receiver and that’s it!
Is this a good option?
Yes! This app uses encrypted transactions that allow you to be secure about your money and personal information. It is really useful for teenagers or college students who are starting to manage their finances and need an easy way to send money without a debit card stopping them.
However, we recommend you only use it with people that have legitimate accounts in other banks, and never give away your passwords, even to your friends!
Here are some other recommendations to consider:
- Enable the “two-steps” or “two-factor” verification between Cash App and your email.
- Set a password to your device.
- Do not use the same password for both your bank account and your Cash App account.
- Use the “Security Lock” feature on the app, so every time a transaction is made, it will require your password.
- Keep a record of every transaction you make. You can write them down in a Spread Sheet or even take screenshots. This way, if there is an issue, you will have proof of what you did.