We are here for one reason: We want to teach you how to make payments through your preferred JTV account.
The following guide will teach you what to do to get it, how to log in, and the steps to make payments effectively. But we will also answer some basic questions that will help you better understand the behavior of this account.
What is a preferred checking account?
But you first need to know what a preferred checking account is. It is a product designed for the user to manage his finances securely through a preferred service.
It will leave you with great advantages. According to financial experts, it will allow you to choose, buy and enjoy certain products and services. In the specific case of the retail chain JTV, the preferred account is reflected in a credit card that works only for placing orders at any of its branches.
Orders can be placed through a call to a JTV agent or from the JTV.com website. Thanks to this credit account, you will pay any bill on time or in full. The retailer’s preferred card is issued by Synchrony Bank, a company in charge of providing great financial services to retail companies.
Here’s how you can make JTV preferred account payment
There are several ways to pay your JTV bill with the help of your preferred account. These are:
If you like, you can manage your account online. Through it, you will pay your bills. But it will also allow you other benefits such as updating your data and consulting your account statements.
The use of technology will also reduce the use of paper.
Look at the procedure below to find out what to do when making online payments. It’s super simple…
- Go to the official JTV website.
- Click on the “Login Here” (you must register first).
2. By telephone
The procedure is quite simple and fast. You only have to make a phone call to the number 800 619 3000.
3. By mail
You can also send a postcard with the payment to your preferred JTV store account. The address is as follows: Synchrony Bank, PO Box 960061, Orlando, FL 32896-0061.
Please note the inclusion of the JTV Preferred Account number on the check issued.
You will see the number on your statement if you do not know it.
You should make sure that the bill payment is completed on time. Therefore, it is recommended that the amount be mailed five business days before the invoice’s due date.
4. Through the store
You are mistaken if you thought you could go to any store to pay your preferred JTV bill. It is not yet allowed.
Advantages of a JTV Preferred Store Account
Why is this type of account necessary at JTV?
It gives their most loyal customers a powerful line of credit when purchasing jewelry at any of their stores.
The account also guarantees flexibility, protection at the time of payment, excellent discounts for credit card holders, payment agreements, and great offers for financing purchases.
If the purchase exceeds US$299, you will not have to pay interest. This will be possible if payment for a given asset is completed within the next 12 months.
But what happens if the payment is not made within the established period?
The company will charge the defaulting customer an interest rate of up to 29.99%. It will start right from the same day the purchase was made.
That is why it is recommended not to opt for this form of payment if there is no certainty that you will be able to face the steps in those 12 months responsibly.
Let’s talk a little about the interest rate
JTV has an average interest rate of 29.99%. Therefore, it is recommended to keep the balance as low as possible.
The suggestion is made even though it is one of the lowest interest rates compared to other similar store credit cards. It is also negligible against that of other preferred accounts.
The minimum fee set will be 2%.
Good news? The preferred credit card does not require paying a fee yearly.
You should also know that bills are due 25 days after the end of the previous month’s billing.
Therefore, paying the corresponding balances before the established date is recommended. This way, you will not have to deal with interest.
Another important consideration is that of late payments. They will be 39 US dollars. The user will have to face a surcharge of 20 US dollars if a check is returned.
The most frequently asked questions about the JTV Preferred Account
These are some of the most commonly asked questions about the preferred accounts that you can get in JTV.
1. How to get it?
Obtain your preferred account through the JTV.com website. You can also open an account by calling 1 800 619 3000.
The agent who answers your call will guide you through the entire process to be in good hands.
2. How do I enter my account information on JTV.com?
The best way to store your credit card information is to log in. You will then need to choose your preferred account as your payment method.
3. Is this account available for any purchase I need to make on JTV.com?
Of course, it is available for any purchase you need to make online. Please note that the orders you want to place are subject to credit approval.
4. How do I not get charged for late payments?
It’s simple. You need to pay your debt well before the due date. Otherwise, the system may penalize you.