Venmo, the mobile money-in and money-out application with a more personal focus than that of traditional banks has become a clear choice for users.
Being chosen mainly thanks to the ease at the time of opening an account and the possibilities of transactions. It offers so many advantages that activating a Venmo debit card is the easiest thing in the world.
This leads many users to take it as their main traditional payment method, so they look for the possibilities to make the most of it. Among these uses is the fact of exchanging a Visa Gift Card through Venmo, which is possible through a relatively simple process that will vary from case to case.
Can gift cards be added to Venmo?
Unlike when adding debit or credit cards to the application, in the case of gift cards the process of adding them can be a real hassle. This is due to the different types of cards on the market and the possibilities of adding them. Some people believe that Venmo charges commissions for this process, but this is not the case.
These cards to be added must be for the person who created the Venmo account, that is, they must match in terms of legal name. Likewise, the cards will need a zip code to be linked to the Venmo account. This is to ensure the security of both the users and their finances by protecting the cards.
According to their contact service, Venmo will only accept prepaid payment cards from partner companies. So necessarily the payment card must be of the following brands such as:
- American Express
How do I add a Visa gift card to my Venmo?
To add a Visa prepaid gift card to your Venmo you will need to follow a certain process that may take a few minutes. This can be done either from your phone through the mobile app or through the Venmo website. In addition, you will need to be logged in and of course, have already set up your account in the mobile payment application.
To do this you must go to the “Payment Method” section and select “Gift card” as the payment method. You will then find a space where the card details that you must enter are highlighted. Here you will be asked for the details of the Venmo visa card you are looking to deposit in your Venmo account.
These details will be the card number (both front and back) as well as the card’s zip code. Zip code that will be vital since as we have said, Venmo only accepts prepaid cards that have one. Lastly, you must include the details of the amount you wish to transfer from the prepaid card.
Venmo usually imposes transaction limits depending on the specific case, so you should check the existing transfer capacity at the time. Once this is done, the payment will be made normally without any problem. You will be able to verify it both from your Venmo service and from the bank account of the gift card. It should be noted that paying with the Venmo balance or with this gift card is equally recommended and simple.
Similarly, many gift cards impose very specific rules of use, a case that, although it does not happen with Visa, frequently means an inconvenience. So whenever you do not use a Visa card, it is worth checking the card’s specifications to see if it is possible to use it through Venmo. This information can be found on the company’s website.
Does the card need to have a Zip Code?
One point that is clear when inserting a gift card in Venmo is the fact that it must have a Zip Code. Many prepaid cards have a zip code that can be seen directly on the card, just like a debit or credit card. However, there are some that do not have a zip code available and you will have to look for it to add them to Venmo.
In the same way, there are some instances of gift cards that do not have the zip code even through the website. In this case, it is advisable to use the zip code of any card associated with the gift card account. It is very likely that it is valid and you can use the money, you just have to test it beforehand.
Why does Venmo say invalid ZIP code?
One of the most common errors that appear when initializing the payment process through the Venmo gift card is the “Invalid Zip code”. It is relatively common for Venmo to reject gift cards due to a zip code error. This is most often due to a change in the zip code or address on the card.
Likewise, it is possible for this to happen when the name on the prepaid card does not match the name on the Venmo account. This is because both accounts must match in terms of name at the time of initiating the card charge. This is a problem that typically users tend to overlook and could be causing the error.
Similarly, it is very common that this error is because the address you are including in the transaction does not match the card address. This is because depending on the region, it could vary from the amount of numbers to the origin code itself. This is why it should always be worthwhile to verify the card data you are entering into the system.
“Adding a Credit or Debit Card.” Help Venmo, https://help.venmo.com/hc/en-us/articles/210413677-Adding-a-Credit-or-Debit-Card.
“Bank Accounts & Cards – FAQ.” Help Venmo, https://help.venmo.com/hc/en-us/articles/235224088-Bank-Accounts-Cards-FAQ.
Entertainment·WHYS. Why Is Venmo Saying My Zip Code Is Invalid? YouTube, https://www.youtube.com/watch?v=yFR82iUwKkI.