In these times many people seek to hide their information or do not like to place it in social networks. The same thing happens regarding bank accounts, there are nowadays applications that hide this type of information and allow an important economic anonymity.
With these functions active in the same way you can make transfers, relate our bank account, and other related functions (bill payment, customer service, etc.), it just depends on the application we use in these cases.
What are the non-traceable applications that we could download?
We have a varied list of applications that we can download and use to manage our finances without having to be clearly exposed. Nowadays, they are a great alternative for the more reserved.
|Prepaid cards that do not require linking to any bank account.
|It does not require personal data to make transfers. Only works on the mobile app directly.
|Transfers are made with the only data of the person who will be the email. Beyond that you do not get any data.
|Although you must register to transfer, your data will not be exposed when the transfer reaches the other person.
|Just like the previous ones, Venmo does not expose your personal data in any of the operations. It only works in the United States.
|Available for retail payments and will only ask for an email and phone number to transfer.
It is based on prepaid cards that are not linked to any type of bank account or personal information. These function as coupons or gifts that are canceled through your code, the internet is needed to use the application, and the cards are purchased at any retail store. It is categorized as an almost untraceable medium because these cards are disposable.
Cash App as a non-traceable application
Cash App is another application that does not need personal data to function or operate. This one is downloaded through your phone or computer and you create a user with a name that does not necessarily have to be related to your real name.
This works only in the United States and the United Kingdom, and you can transfer and receive money under this system that works only with those who download the application. It is a safe option for any transaction.
PayPal and its features
Just as you wonder if you can send money from Zelle to PayPal, you will be interested to know that it is one of the most known and used applications in several parts of the world, this only operates with the person’s email and at the time of making a transfer only this irrelevant data will appear.
You do not necessarily have to use your personal email and, for a better performance, it is recommended to link your credit or debit card.
This system works purely with the internet and the transfer lines are completely safe and difficult to track because of the little information (that can even be fictitious many times) that we can put.
With a solid system of protection Payoneer is another application that we can highlight in this list; at the time of registration, it will ask for your personal information (date of birth and country of residence) and an email to place.
Furthermore, you must have a bank account to associate and these can be used under the name of a person, company, or organization. Here the information will not be exposed at any time of transferring money and your account can be verified for other operations.
Venmo: An American application
Following this section of applications for secure payments and no data exposure we have Venmo, which works only in the United States and is an application where personal information does not appear for operations.
Another way, which is used to navigate and operate in this network is email, they allow this distinctive to be used without problems, although the change of users and fraudulent operations can lead to the blocking of the account.
This application has been operating since 2018 and combines the use of a digital wallet with an online payment system for its users. These need a debit or credit card to be associated with the account to work much better.
Something similar to what we see in PayPal, although for their transfers they do not charge an established commission, being a less expensive option to use.
Likewise, you can send and receive money through Gmail and Android text messages. In this application, it is necessary to place the recipient’s phone number or email address.
This payment method can only be used in retailers that accept contactless payments, in this case, most companies do not perform this option, so it is better between people or services to cancel your direct employment.
What do I need to open an untraceable money application?
These non-traceable applications work 100 % with the internet to make transactions, and normally the information to request for your registration is:
- Telephone number
- E-mail address
- Physical address
- Date of birth
Asking for this information, one can open an account from a computer or cell phone without any inconvenience, these are applications that we find in the store of the application we use.
It is always recommended to open these accounts with a secure wifi network, since with a public connection the data could be stolen, as there is no full security in these networks.
Are there other ways to receive or send money anonymously?
There are some ways to send or receive money without an application, although it is a more tedious or cumbersome method. In this case, we can comment on online donations.
At this point a campaign is opened to receive money, here donors can do so anonymously without having to put their name or personal information. This is executed under a theme or scoop, many times they are executed with motives of help, but the argument is established by the people who create the campaign.
Another more traditional way is Western Union; in this case, the information is protected by the entity that has been performing this function for many years. There is the option of anonymity to send money and when receiving only by providing an ID you can withdraw the cash.
It is not necessary to go to a nearby agency, since they also have an application that works to exercise this option, although in terms of security, it will always be advisable to use the applications mentioned above.
It is always recommended to choose the most appropriate for your needs or simply open the applications that are necessary depending on your budget and ways to manage it.
Brock, Melissa. “The Best Money Transfer Apps for 2024.” Investopedia, Investopedia, https://www.investopedia.com/best-money-transfer-apps-5180183.
“What Are Some Untraceable Payment Methods? – Quora.” Quora, https://www.quora.com/What-are-some-untraceable-payment-methods.