If you have a Walgreens in your neighborhood and you’re wondering if they cash checks or just what their check policy is, you’ve come to a good place. We’ll give you the answers, with all the nuances you should know. Let’s get started.
In general, remember that not all grocery chains have the same check-cashing policy. That means that Walgreens and other chains may have different positions when it comes to cashing or cashing checks. Moreover, these policies may change depending on the state of the store or even a store’s business rules.
Thus, it may be different to try to use a check at a store of a merchant firm in New York as it is in another state. Moreover, within New York State itself, there may be differences between the two stores of the same commercial firm when negotiating a check.
Most commonly, checks cannot be negotiated unless you have a bank account associated with the store. Another scenario in which trade checks may be more or less common is when you are a long-term customer or belong to certain membership programs.
Does Walgreens cash checks?
As we said at the beginning of the article, this is a nuanced answer. Walgreens’ policies regarding checks in 2022 are clear: you won’t be able to cash a check, but you will be able to use your checks to pay for purchases. That applies to both Walgreens and its sister store Duane Reade.
In other words, if you want to cash a check, you’ll have to find an alternative: the easiest way is to cash it at your own bank or a check exchange near you. However, if you want to use a check with Walgreens or Duane Reade as a payee to make your purchases, it is possible.
Can you cash checks at Walgreens?
Actually, no. Walgreens does not offer check cashing services. That means that it will not be possible to cash any checks.
Note that this may lead to some hesitation as, for example, there are rumors that it is possible to cash a government check but not a personal check. The truth is that it is not possible to cash either. A personal check can be accepted as a payment method but never as a cash method.
Cashback and paychecks at Walgreens
This is another frequent question for many users. The firm indeed maintains a cash refund policy for customers. This refund policy, for example, allows it to avoid cash withdrawal fees at an ATM. However, a payment made with a check is not eligible for a cash refund. That is, you cannot get this cash back when you pay with a check.
For example, if you make a payment with a debit card, you can claim a maximum of $20 cash back at the cash register. However, you cannot do the same if you make that payment with a check payable to Walgreens.
Walgreens Financial Services
Here’s an important fact: despite not allowing check cashing, Walgreens has a relatively wide range of financial services.
These financial services include money transfers, gift cards, transportation passes, and prepaid debit cards. Remember that prepaid cards are one of the safest payment elements since they will only charge your accounts with the money you have to recharge them. In case of loss or theft, this card only affects the cash loaded, not your funds.
On the other hand, gift cards are one of the strengths of this commercial firm. As well as the rest of the services; therefore, it is not a company without financial services but a company with a very clear policy regarding the cashing of checks.
Remember, if your only intention is to cash a check, Walgreens will not be a good option for you. They don’t allow it, effectively limiting your options in that regard.