Pandora is a Danish jewelry manufacturer founded in 1982 and is a family-owned company that is well-known for its bracelets, watches, and necklaces. Many people wonder how to apply for a Pandora Credit Card because the company is located in more than 100 cities across six continents.
When we talk about the Pandora Credit Card, we are talking about a MasterCard, which will be accepted as long as it is used anywhere these cards are accepted. In addition, it allows us to earn one point for every $3 purchase.
Pandora Credit Card, process to obtain it.
The Pandora Credit Card has a high APR and can be tailored to people who make monthly purchases. If we like jewelry and are collectors, we can apply for this card in person and online.
To do it in person, we will have to go to a Pandora store, and there they will tell us the whole process to follow to make our application. On the other hand, if we want to do it online, we will have to follow these steps:
- Go to Pandora’s main web page.
- Enter the last four digits of our social security or cell phone numbers.
- Fill in all the data requested, such as name, email, phone, complete address, and SSN. We will also have to add the data related to our net income.
- Accept the terms and conditions, and click on the Continue button at the end.
Once we go through the process, our credit card approval will be reviewed and approved quickly. We must ensure that we enter all the information correctly and avoid making mistakes, allowing us to be approved.
What is required for the card to be approved?
Anyone wishing to obtain a Pandora credit card must be at least 16. They will also perform a credit study to see our credit score, which for this card does not have to be perfect, but the better it is, the more chances we will have of approval.
In addition, we will have to have a valid bank account or a debit or credit card to be approved for the card.
How to make payments on the Pandora credit card?
The company that issues the Pandora credit card is Synchrony Financial. This makes it a card with which we can make different types of payments anywhere we want:
With this card, we will be able to make payments from our balance, and once we have made the application, we will be able to access the online platform. There, we can make money transfers or even enable automatic monthly payments.
To make online payments, select the Pay Online icon, which is located at the bottom of the credit card page. In addition, we will be able to view our balance or manage our accounts.
By phone and by mail
We can make the payment by phone, for which we can call 1-866-419-4096, although this service may have commissions.
The other option we can have to make our Pandora credit card payments is to do it directly by mail. To do so, we will have to send our payment to Synchrony Finance, PO BOX 960061, Florida, FL 32896-0061. If we decide to do it this way, we must put our credit card information on the check.
For these cases, we must consider that the payment must be sent five business days before the billing date.
In Pandora stores, it is not possible to make the payment of the card in person, so it will not be an option that we can consider making our payment.
Benefits of this card
One of the main benefits of the Pandora credit card is that we will be given a discount on our first purchase and will not have any annual renewal fees. We will also be able to take advantage of birthday offers, in-store events, and promotions. All with the maximum security we can have when making our payments without any inconvenience.
But, we must keep in mind that the minimum purchase level required with this card will be $100 per month. On the other hand, discounts will not be refunded if we decide to return discontinued items. In addition, we will have to complete the payments within the established terms, or we will have a big penalty, and the APR of this card is quite high.
For these reasons, this card is recommended for people who frequently shop at Pandora. Otherwise, due to this card’s limitations and conditions, it’s not ideal for everyone.