Thanks to modern technology, online shopping has become popular and common among users. It is much more convenient to buy all the necessary products and services from the comfort of home and receive them in an estimated period at your doorstep.
Online stores accept different payment methods, including e-checks. E-checks with PayPal are popular, but e-checks that do not require PayPal for processing are also available.
Before we continue, what are e-checks?
It is the digital version of a paper check. Checks are also known as Internet checks or online checks. They work by using the Automated Clearing House network to transfer funds from the payer’s account to the payee’s checking account.
To access this option, the customer must accept the terms and conditions of the site where the purchase is being made. It is an adequate alternative because it has no additional charges that may be incurred when cashing the electronic check.
The best stores that accept e-checks without PayPal
There are different stores where you can pay for goods and services online with checks through the PayPal platform. Some do not accept PayPal as a payment gateway, but you can still use e-checks for payment. Some of the stores that can use electric checks without PayPal are:
This store is popular for taking advantage of interesting and unique seasonal offers. You can purchase it either at your local store near you or online. By logging into the online store, it is possible to make payment by e-check.
It is only necessary to have the electronic check number of the issuing bank and provide it to the payment gateway to process the payment. The store will process the order and start with the shipment when it validates the invoice settlement, which may take a few hours or days.
The default store to purchase everything from appliances to clothing is Amazon. It is an option where you can find excellent quality products at competitive prices. It even offers recognized brand products at better prices than other stores.
Among the payment methods, it accepts are online checks. To pay this way, you must add your checking account to your Amazon account, and the steps to follow are detailed on the platform.
It is important to note that there are limitations on the number of checks that can use, and it is important not to exceed them not to lose the items purchased.
The store’s popularity is due to its users’ variety of clothing, footwear, sports equipment, and other products. The platform offers special deals on selected products when you pay with electronic checks.
As in other stores, Bahía Este limits the number of payments that can make with eChecks. The eCheck is not allowed to be for more than $500. It is also not allowed to send the eCheck two weeks after placing the order because it will be rejected.
When it comes to computer stores, this is the best option. It is a store with a wide variety of desktop or laptop computers that fit the needs of different customers.
In their payment options, you will find the option of electronic checks. Information such as personal electronic check numbers and routing number are requested to start processing the payment. The order is processed only when the payment has been cleared.
When top-notch marketing materials are required, this is a viable alternative. They have special options for professionals in the field, website owners, or businesspeople; there are physical and digital marketing product options.
It is also a favorite of users because it allows you to pay with electronic checks, Visa, MasterCard, or American Express cards, or send paper checks. To send eChecks, you need to enter the eCheck account number of the issuing bank to make order payments.
Tips for purchasing with eChecks
It is an efficient and reliable alternative when done according to instructions. Some risks are run when the connection and the places where the information is provided are not taken care of. Based on this, we invite you to take care of the following aspects:
Do not make purchases on public WiFi networks
Having a secure connection is essential to prevent your data from being stolen. Public WiFi networks are not encrypted, indicating that the information added on any platform can be compromised.
Should make purchases at trusted stores
Stores such as Amazon, Dell, and the rest mentioned above have the necessary security in their platform to prevent information theft. However, this is not the same for all online sales platforms.
Before processing payments, you should evaluate the security, and a good way to do this is by reading the comments of some previous users.