Today, nearly $500 billion worth of e-commerce transactions are conducted, either to purchase goods or services. Given the high demand for daily transactions, there is a need for platforms that facilitate the process.
For this reason, various applications or websites have been designed and implemented where payments can be sent and received immediately. Many of them are already known worldwide for the high efficiency and security they provide, so they will be familiar to you.
Although for reliability reasons many people prefer to continue using traditionally verified bank accounts, we can assure you that you will be equally protected with the following platforms.
Would it be possible to send money without having a verified account?
As much as it may seem an insecure and unreliable act, actually due to technological innovation it is becoming more and more frequent that people prefer to use these means. The reason is that these platforms have managed to position themselves and evolve among banking entities or companies.
These traditional financial companies require their users, at the moment of opening a space to deposit their funds, to carry out a thorough verification in which they usually provide many personal data and documents to verify and validate your identity.
Although they continue to be a well-liked payment method, due to them being so effective, the technological revolution has shown that it is possible to mobilize payments without this verification through instant digital transfers, with a routing number to a virtual account number.
In fact, many banks, both in the United States and around the world, are already proceeding to implement these instant transfer processes in their systems. It is a reality that they must adapt to new technologies to remain relevant.
Of course, these platforms with unverifiable accounts also handle detailed and specific restrictions or virtual security regulations. Since they can verify and recognize that there are still scams online and how these accounts can lend themselves to that purpose.
This is why monitoring, tracking, and care measures have been devised, structured and implemented to give the user that feeling of security they need. With the application of verification protocols apart from the conventional ones, such as transfer limits.
Which, certainly, for some people can be a bit annoying, but these companies must guarantee a reliable service somehow.
How can I make an instant transfer routed with the account number but without verification?
Conventional bank transfers cannot be underestimated for their protocol and security virtues. But they are no longer the only way to send or receive money deposits in real time. The digital era is increasingly gaining ground in various fields, such as banking.
The applications we will proceed to describe provide users with a secure and efficient space through which they can pay and receive deposits in real time, allowing a faster and more effective flow in the mobilization of funds to acquire physical or digital goods or services.
Some are simple extensions of regular banks, but these are independent companies, such as:
- Cash App
- Western Union
- Google and Apple Pay
Any of these applications can be downloaded on different portable mobile devices for greater accessibility and proximity, but they also provide online platforms to exercise the same transfer functions, even providing more management tools.
Both in the United States and around the world, PayPal has remained one of the most reliable companies when it comes to making payments without the need for identity verification since you can simply send or receive money with an account that is created in minutes.
Of course, we must consider the restrictions or regulations that this and other platforms have. An example would be the following: you could easily use a new account to send a deposit to another email, but if it is a suspicious amount it might not be made immediately.
However, if you comply with all the parameters established in their policies and conditions, you can use your PayPal account, or any of the previous ones, without restrictions or consequences.