Your parents chose your name, but in your life, you decided to change your name; it could be because you got married and now you will use your partner’s last name or because you have decided to change your name to another name of your preference. In the United States, you can change your name, but you must consider that all documents under your ownership must also change when making this decision.
The cards have your name printed on their plastic, and if you have legally changed your name, you must apply for a new one with your correct identification. Chase Bank has a specific procedure for changing the ownership of credit cards. We have created a step- by-step guide to know what to do in this article.
Can I change my name on my Chase credit card?
Yes, Chase Bank has a special process that allows you to change the name on your credit card; however, you must change the name on your bank account in general. You must have changed your name on your identification first to accomplish this process because the financial institution requires personal documentation with the new name to begin the process. That is to say, to deliver to the bank the social security card with your new identity, for example.
Although this procedure is easy to complete, it does require some time. Also, keep in mind certain aspects, such as the fact that your account will be frozen while the process occurs. The money inside will be withhheld until the bank can verify and change the ownership.
After changing the name, you will not be able to use the credit card and IDs with the old ownership.
Changing your name does not free you from your debts
When debts exceed payment possibilities, many people believe that they can get rid of them by changing their name. Banks have many ways to identify the debtor, and the name is not the only one.
Your credit history is linked to many pieces of information that you cannot change, such as your Social Security Number, date of birth, and addresses. When the issuer reports this to the credit bureau, the same information is kept but with the name changed.
It is important to clarify, in this context, that your credit history does not disappear. It records the change of ownership but maintains the same record that your old identity had.
Steps to change my name on a Chase credit card
After you have changed your identity at other higher-level agencies that issue identification documents, such as a driver’s license or social security, you can begin the process at Chase Bank.
As previously mentioned, the banking institution has steps to accomplish the process. Here below, we explain each one:
Step one: Complete the form
To complete the process, you must submit a form to the bank where you enter your old and new data to be modified. On the bank’s website, you can find a list of downloadable forms that you can fill out on your computer or print and complete by hand.
You can download the form by clicking on the following link https://www.chase.com/content/dam/chase-ux/documents/personal/investments/name-change.pdf
In the document, you must give the bank account data, explain why you changed your name, and complete the last section with your new identity. It is a very easy form to fill out. When you have completed it, it is important to consider the following points before submitting it to the bank:
- The legal documentation accompanying the document must come from a U.S. government source. You cannot process the form with a copy of the ID.
- The name on the name change request form must match the name on all of your identification documents submitted
- Before processing, a bank representative will call you to confirm that you are sure of the change.
- Sign the document and keep a copy
Step two: Submit the form
You have different ways to submit the form: online, by mail, or in person at the bank’s offices. Here below, we will briefly explain how to do it each way:
Send online by Secure Message
To do this, you need to have an online account on the Chase Bank website. If you have not yet created one, please do so to complete the process. Once you have your username and password, follow these steps:
- Please print the form, complete it on a computer or by hand, and sign it.
- Scan the document
- Log in to your Chase account and go to the “Secure Messaging” section in the main menu.
- Select “New Message,” followed by “I have a question about one of my accounts,” and then “Other.”
- Attach the form with your identification documents and click on “Send”.
Send us an online request
This step is much easier; you must log in to your chase.com user and send the documents as requested by your profile.
Send by mail
Complete the form by hand or computer, and sign and date it. Attach identification documents and send them to the following address:
JP Morgan Securities LLC
Attention: Account Processing
IL1-0291 4th Floor
131 South Dearborn Street
Chicago, IL 60603-5506
Deliver it personally
If you wish to do this procedure in person, you only have to complete the form and attach the documents with originals and copies. Call the number on the back of your card and request an appointment to complete the process.
Depending on the city you are in, the bank may be able to give you an appointment or assist you on the spot. The telephone operator can also take your information by phone and start the process.