Platinum is one of 17 cards offered by American Express. It is one of the cards with the most benefits, but obtaining one may not be easy. However, it can be obtained by application, not by invitation, as with black cards.
To qualify for an AmEx platinum, you must meet a good to excellent credit score.
How many points do I need to obtain an AmEx Platinum?
The minimum credit score required for the American Express Platinum is 700. The average user applies with a score of around 715, but applications with credit scores below 700 have been approved.
In addition to the credit score, other requirements must be met for the application to be approved. These requirements are based on past credit card history, current income, and debt-to-income ratio.
What are the benefits of AmEx Platinum?
Every time the Platinum card is used, MembershipRewards points are earned. By redeeming these points, you will be able to enjoy the benefits offered by American Express. They are directed to hotel or airport discounts, services, and credits.
People who spend more than $6,000 with the card in the first six months of membership will earn 100.000 credit points.
For every dollar spent, 5 points will be earned on flights booked with American Express Travel or through the airline. For every dollar towards eligible travel expenses booked, you will earn 5 points.
American Express grants a $200 annual credit for incidental airline fees and a $200 cash credit for Uber travel and hotel bookings, respectively.
Benefits through Uber are earned by adding the card as a payment method in the app. Then you can enjoy $15 monthly in Uber for travel inside the United States and a maximum $20 bonus in December.
They offer a $300 credit on Equinox and a maximum of $240 digital entertainment credit. The latter is awarded using the card to pay for ESPN+, Disney+, Audible, Peacock, and Hulu.
AmEx Platinum cardholders will access the American Express Global Lounge Collection and the American Express Business Lounges at convention centers. To enter, they only need to show their card.
In addition, they will have access to more than 1,300 airport lounges worldwide. These lounges include Delta Sky Clubs, Centurion Lounges, Plaza Premium, Escape and Airspace Network lounges, and Priority Pass Select lounges.
Hotel rooms such as Marriott Bonvoy Gold Elite and Hilton Honors Gold status can be upgraded when you sign up for a bonus.
You can get unlimited and free return shipping if you sign up for a ShopRunner membership using AmEx platinum. Plus, you’ll have access to attendees at all hours.
How hard is it to get the American Express Platinum?
You will most likely be approved if your credit score is within the recommended range and you have a good credit history.
However, it would be best if you tried to maintain your score above 700 to increase your chances because the Platinum card is one of the best credit cards from American Express.
How do I know if the Platinum card is right for me?
The benefits of this card are most attractive to frequent travelers and luxurious hotel guests. If you consider yourself a travel lover who prefers the five-star hotel experience, you should apply for this card.
The platinum card rewards high-spending people. On the other hand, it is important to remember it has an annual fee of $695.