American Express is one of the largest card issuers in the world, with its cards being used in at least 169 countries. And like most card issuers, AmEx has a particular process for obtaining a card.
Opening an account and getting an American Express card that best suits your needs is straightforward enough if you comply with the regulations, and it shouldn’t take more than 10 minutes.
Steps to obtain an American Express card
The online method has made applying for a credit card fairly quick and easy. To get started, you should go to the official American Express credit card website and select the credit card that best fits your needs. Click on the “Apply Now” button, and in a pop-up window, you will have to enter your personal information.
After entering your name, date of birth, income, and address, you must click save. You will be asked for the rest of the financial information on the next page. Before submitting the information, it is necessary to make sure it is correct.
After submitting the form, you will receive a confirmation from American Express, ensuring receipt of the information. Then you will be asked for information about your identity and legal status.
As a rule, you should receive information regarding the status of your application within 15 to 90 days. It is important to note that you must be at least 18 years of age to obtain a credit card from American Express.
How to get AmEx centurion?
Centurion cards or American Express Centurion Black Cards are only obtained through an invitation granted by the company itself, although you can submit a form to apply for a card. You can proceed to apply for the centurion card on the official centurion portal.
You must select the “Interested in becoming a Centurion member?” button and answer the short form where information such as name, card number, and security code is requested. That’s how quickly and easily you can apply for the black card.
How to transfer AmEx points?
To transfer membership points and get a flight or even a hotel room as a reward, you must log in to your American Express account and go to the “transfer points” area.
Subsequently, you will need to link the hotel or airline reward membership to your American Express account. Click on the membership program you want, and you will find a points transfer rate you can spend at the desired hotel or airline.
Select the loyalty program of the cardholder you wish to link. It is important to know that the cardholder’s name must be the same as the name on the hotel or airline account.
Then you will need to check your American Express account. Any of the cards you own can be linked. Select the card of your choice, and then enter the three and four-digit codes.
The next step is to enter your loyalty program account number. Then click on “Link Accounts,” and you will have completed the process successfully; AmEx will display a confirmation page for only 15 seconds, and then you will be redirected to the transfer point page.
In the transfer section, you must select the desired hotel or airline and confirm the selected location. In the next tab, you will have to enter the amount you wish to transfer, starting from $1000.
You will have to verify the AmEx account again and select the card of your preference by entering the two required codes on the back and front of the card. Please note that special taxes are charged for airlines in the United States.
Finally, read the terms and conditions and click on “confirm and transfer points” to complete the transaction.
How to qualify for AmEx black card?
There are a couple of considerations to keep in mind before applying for the centurion. You must be in good standing with American Express. If you have a history of bankruptcy or debt, you will not be granted a centurion card.
You must also have been a customer or owner of an AmEx card for at least one year. And you have to have first upgraded your cards by obtaining at least an American Express Platinum or American Express Business Platinum.
Likewise, you need to spend approximately $250,000 annually on American Express cards to demonstrate a high financial profile. The minimum amount on American Express Black or Centurion cards is said to be $250,000 to $350,000 annually.
While the American Express Business Centurion has a required spending range of around $400,000 to $500,000, you are more likely to get an American Express Black Card after meeting these considerations.
“How To Apply For A Credit Card or Charge Card | AMEX IN.” American Express Credit Cards, Rewards & Banking, https://www.americanexpress.com/in/credit-know-how/credit-card-application/.