There is an ingenious loyalty program for all Progressive customers to ensure we get the best services available in the industry. This way, we can get the best benefits in the insurance industry with great value for money. However, we must know the progressive insurance platinum membership benefits to know which benefits will apply.
The loyalty program has different membership levels, and Platinum is one of the top ones. Each level offers discounts and rewards for Progressive customers that we can take advantage of to get the most out of our insurance.
What membership levels does Progressive Insurance have?
The company will offer different memberships; reaching each level requires a certain amount of time insured. At each level, there will be different discounts and rewards that we can enjoy, which can be very beneficial to us as customers.
It is the level that applies to all users who have been insured for 6 months or more. It allows customers who are fairly new to the program to earn rewards that encourage them to reach higher levels.
At this reward level, policyholders such as small accident forgiveness and continued insurance are offered benefits.
Policyholders who reach the first anniversary of their Progressive insurance policy can reach the gold level. Among the benefits available to members of this group are small accident forgiveness, ongoing insurance discounts, and discounts for teen drivers.
It is a more time-consuming membership, as it is only available to those insured for three years with Progressive or another insurer.
For platinum members, gold member benefits such as small accident forgiveness, ongoing insurance discounts, and teen driver discounts will apply. However, although the benefits are the same, the ongoing insurance discounts will be higher because we have been continuously insured for three years.
This level is also known as Platinum II, and members who reach this level have been insured for five years with Progressive Insurance. Upon reaching this level, they have already enjoyed all the discounts and benefits of the previous levels. At this level, there will be an additional benefit: the great accident waiver.
Among the benefits of this level, we will find the forgiveness of small accidents, continuous discounts on insurance, discounts for teen drivers, and great accident forgiveness.
It is a level that will be achieved by those insured with Progressive for a continuous period of 10 years. Members at this level have small accident forgiveness, continuous insurance discounts, teen driver discounts, major accident forgiveness, and VIP access.
If we have VIP access, then when we call the insurance company, we will have priority over other customers, skipping the waiting line. This way, all inquiries or requirements will be attended to in record time, without waiting.
Crown for Life Level
It is the highest level that Progressive Insurance has, and it is only achieved by members who have been insured for a period of time longer than 20 years. All members expect to reach this level due to the benefits it entails.
Among the main benefits are small accident forgiveness, continuous discount, teen driver discount, large accident forgiveness, VIP access, and lifetime insurance renewals.
This type of renewal will mean we are guaranteed to renew our insurance even if there are changes in our driving records.
How does each of the benefits work?
Each level has its benefits, but to know what we will be able to enjoy, let’s get to know each benefit in-depth:
Small Accident Forgiveness.
These accidents are claims of a maximum of $500, and the forgiveness policy for these accidents will prevent the rates from going up when a claim is made. The rates for these claims are not standard in all states, so it is best to check how the policy applies to each state.
Continued Insurance Discount
It is a discount that will be applied to the rates paid for the insurance policy, and the longer we have been insured, the greater the discount. This is provided that all payments have been made without any cuts in coverage.
Discounts for teenage drivers
In the case of a teenager under 19 years of age who has a driver’s license, they understand that it is possible that an insurance policy may not cover them. For this reason, the benefit was devised to save money when we have them on our coverage.
Large Accident Forgiveness
In these cases, even if we are at fault, the rates will not increase when claims are made that exceed $500. However, this benefit applies only to members who have been insured for five years or more and have not had any violations or accidents during the last three consecutive years.
Progressive’s loyalty levels are strategically designed to offer its members substantial discounts. It ensures they will have first-class customer satisfaction and enjoy additional discounts and benefits.