CVS accepts most, but not all, insurance plans to access your prescriptions or vaccinations. Therefore, it is helpful to know which insurances are accepted at CVC and which are not.
Depending on the insurance plan and coverage, you will have to pay CVS for your prescriptions at CVS for the portion that corresponds to the deductible or co-payment. CVS then collects the rest of the cost of the medicine from your insurance company.
CVS insurance accepted
As mentioned above, CVS accepts most insurance plans, but not all. On the other hand, the methods accepted will depend on each shop in some cases.
A quick way to find out if your insurance is covered is to use CVS’s online insurance verification tool. Thanks to this search engine, you will quickly find out whether or not you have the right coverage to apply at CVS.
How it works is simple. You enter the search engine and choose your insurance company and the plan you subscribe to. Then you enter your address (postcode). In the end, you are offered, as a result, all CVS shops that accept your insurance and your health plan.
If your health insurance company is not included, you will have to pay the costs in full. Of course, in this case, it depends on the services you have requested.
Examples of insurance companies accepted at CVS
Most major insurance companies are accepted at CVS, although it is good to remember that not all shops offer the same plans or even the same companies.
Some of the most common ones:
- United Health Care
- Anthem Blue Cross
- Accepts CVS Medicaid
Yes, Medicaid fee-for-service is accepted at all CVS retail shops. Fee-for-service means that Medicaid pays directly for the cost of medical services provided by the company.
Fees vary according to geographic location (not all states have the same costs) and are not passed on to the patient.
Accepts Medicare CVS
CVS Pharmacy does accept almost all Medicare Part D plans. Publicly available drugs are prescribed and listed on the insurance plan’s formulary.
CVS Minute Clinic also accepts Medicare. However, it is advisable to check the insurance plan’s coverage to make sure that it is covered by the medical service you are going to use.
Apply for insurance at CVS
Using your insurance at CVS is no different than using your insurance at any other health or pharmacy provider.
First, when you want to access the services offered by CVS, you must verify that your insurance plan and insurance company are accepted.
Next, you must present your insurance or prescription card to be checked by CVS, and all plan details are accepted. The deductible or co-payment is charged only in this case, depending on how your insurance policy is underwritten.
If you do not have this coverage, CVS informs you that you do not have access to discounted medicines; you will have to pay for them in full out of pocket.
One aspect of this is the assistance you can get from the CVS CareTeam. If your insurer denies coverage, they can help you get approval or find a substitute drug accepted under your insurance plan. This fact is especially important for highly specialized medicines.
In addition to the inquiries you can make at CVS shops and facilities, there are some customer service numbers you should consider:
- 1-800-237-2767 (TTY: 711) for prescription and medication inquiries. Hours of operation are Monday through Friday from 8:00 am to 6:00 pm.
- 1-800-250-9631 (TTY: 711) for payment and billing inquiries. Hours of operation are Monday through Friday from 8:00 am to 8:00 pm.
On the other hand, it is also worth remembering that it is possible to access financial literacy programs through CVS Specialty. Many insurers have CVS Specialty included in their networks. When paying for specialized medication, this service can help you find the financing you need.