Zales is the most popular jewellery store in the United States. It opened its doors in 1924 and currently has at least 700 locations across the country. One of the reasons for its widespread popularity is the retailer’s, Diamond Credit Card.
With a $50 discount per birthday, free standard shipping and a 10% discount on services and repairs, it is the most eye-catching jewellery store for those who love quality and fashionable jewellery. It is a card that allows you to make purchases online or at Zales stores.
Pay my Zales bill
When you purchase the card and begin using it for other jewellery purchases, it is essential to know the payment alternatives available to avoid additional late fees and offers access to new card benefits.
Online Payment
To complete online payments for the Zales credit card, you first need to register on the Comenity Capital Bank online page by going to the “Register Now” option on the home page.
On the enrollment form, you need to put personal and financial; some requests are zip code, credit card number and Social Security number.
Once the information is verified, it is time to choose a username and password to log in to the account. When finished, return to the home page and log in with the credentials created.
Once inside the account, go to the “payments” tab and enter the name of the bank that will make the payments, the routing number, and the bank account number e or the payments.
There is also an option to pay with a debit card. When all the data is entered, a box will appear to select the amount to be paid. It can be the minimum, the total amount or a little more than the minimum without being the total debt.
A final evaluation must be made to ensure that all the data is correct, and finally, select “pay“. This method can take up to two days for the payment to appear on the bank statement or invoice.
Making payments before 6 pm on the day the debt is due is best to avoid additional charges.
Payment by mail
One of the traditional methods of paying credit cards is by check or money order. The address to send the payment coupon along with the check is Comenity Capital Bank P.O. Box 659819 San Antonio, TX 78265 – 9119.
As always recommended, making payments at least five business days before the invoice due date is essential to avoid the check not arriving on time and the company charging a late fee.
Telephone Payments
Zales has an automated payment service available 24 hours a day, every day of the week. Call 844 – 271 – 2708 and follow the operator’s instructions.
For the procedure to be effective, it is essential to have the Zales credit card number and the bank details with which the payment is to be made to speed up the process.
What are the late payment fees?
As mentioned before, all payments made before 6:00 pm on the day the bill is due will not incur additional charges. When they are made after that time, it is necessary to pay the late payment interest of $41.
Likewise, all returned payments are charged an additional $41. For this reason, it is often a reminder to make sure to complete payments by the due date on the billing statement.
Zales Credit Card Benefits
As mentioned before, Zales is a diamond and jewellery retailer that offers fashionable collections, especially for weddings or everyday wear. Their credit card has many benefits, one of the most notorious being a $50 discount on purchases on your birthday.
On the other hand, enjoy six months of special financing on purchases over $300 with no interest when payment is completed within the stipulated months. It also enjoys special 36-month funding when you make purchases over $1,500 with an APR of 9.99% during the 36 months.
It is a credit card with an annual rate of 29.99% applied to general and financed purchases exceeding the established payment term.