Summit Racing allows you to pay your credit card bills through different means. You can call an agent directly, send payments by mail, and do the procedure online or in person. The company gives you all the options to make the process as fast and secure as possible.
This is a credit card issued by Synchrony Financial for users of the Summit Racing Equipment company. This U.S.-based establishment is responsible for selling automotive products: accessories, car parts, maintenance equipment, and automotive spare parts, among others. Since its foundation in 1968, it has been considered one of the largest and most important in its category.
How can you pay Summit Racing credit card?
Because we know that you want to pay your invoices effectively, we present the different methods to make them without complications.
1. Online Bill Payments
The first thing you need to do is set up your Summit Racing credit card. Once logged in, you can make a one-time payment to catch up on outstanding debts. You can have your payment made on the day of the transfer or schedule them for a specific day.
2. Make a phone call to make payments
Dial 1-866-396-8254 to reach an agent. Explain the reason for your call: to make bill payments. They will guide you through your transaction quickly and securely. At the time of the ring, you must have useful information such as account number, social security number, and date of birth, among others.
3. Send payments by mail
Paying your Summit Racing credit card bills is also possible through the mail. You can pay by check or money order, writing on either of them the necessary information. Avoid sending cash, as the system will not process your payment. Be sure to send the envelope to the following address:
Synchrony Financial, PO
BOX 960061, Orlando, FL.
32896-0061.
For the payment to be efficient, you must send it five days before the invoice is due. Otherwise, your payment will not be processed, and you could be in a lot of trouble.
What should you know about the Summit Racing Equipment Credit Card?
The Summit Racing SpeedCard credit card has become one of this company’s most important financial products. It offers its users economic advantages when purchasing any of its stores.
For example, if you spend up to $299 on a single purchase, the company will waive interest for 180 days. But if you spend up to $1,000 on a single purchase, you can enjoy interest-free shopping for 360 days.
It is important to know that the interest rate of this card is quite high. Therefore, it is advisable to pay off a large part of the debt days before the end of the interest period.
Advantages and disadvantages of the Summit Racing credit card
Before opting for a credit card from this company, you should know the pros and cons of its use. These are:
1. Advantages
- It offers customers special financing options for purchasing any product.
- The company is very considerate of customers who carry credit cards.
- Summit Racing Equipment Companies, in addition to Summit Racing credit cards, has several credit bureaus.
2. Disadvantages
- Credit cards from Summit Racing Equipment have a high-interest rate.
- This financial product has a much higher APR than usual.
- Many users claim that these cards do not guarantee sign-up bonuses.
- Another disadvantage is that it does not guarantee rewards, but it also does not offer cash back.
- With Summit Racing credit cards, no user earns rewards.
How to apply for a credit card?
You should first read the terms and conditions before applying for your Summit Racing credit card.
- Step 1: The first thing to do is to formalize the application through Synchrony’s official website. You must click on the “Summit Racing Credit Card Application” option.
- Step 2: Once you have started the process, you will need to add valuable personal information such as first name, middle name, last name, shipping address, apartment and zip code.
- Step 3: The system will require you to choose delivery options for your statement. The most recommended by both experts and other users is electronic.
- Step 4: You can choose the optional card option, which will leave you with some benefits. This product is indispensable, especially for the unemployed, disabled, leave of absence, loss of life, or hospitalization. It is a vital security option for users with special characteristics.
- Step 5: In case you have opted for the optional card, it is best to check the conditions for obtaining it.
Paying your Summit Racing credit card bills is quite simple. You can use the method that best suits your needs and requirements to make your transaction much faster and simpler.
Remember that if you get a credit card from this company, you will get great benefits.