Vehicle maintenance is one of the most important issues when you own a car. Keeping it in good condition and serviced regularly can ensure a longer life.
At Big O Tires, many people choose to bring their car in for repair or maintenance. To offer better results, Big O Tires has an excellent credit card with which you can easily access its benefits.
Big O Tires credit card login
To access this benefit, you can go to one of the associated stores and complete the corresponding form. The clerks will ask you for basic information such as identification, social security number, and address.
You can also go to the online page, scroll to the bottom and click on “Credit Options.”
You will see a series of options and must click on “Apply.” Then you will only have to follow the corresponding payments.
Once approved, you must wait between 7 and 10 business days to receive the card at the address detailed in the application.
How does the Big O Tires credit card work?
Affinity cards usually have higher interest rates than traditional credit cards. Consider these interest rates before applying to avoid having more expenses or debt than you can handle.
However, with the Big O Tires card, you can improve your credit using it wisely and safely. By acquiring it, you have more comfort in accessing the improvements of your vehicle, and it offers some rewards to reward your loyalty.
Some of the options you find with this card are deferred interest financing, savings possibilities, and modest minimum monthly payments. It has a regular APR of 28.49% and a maximum late fee of $40.
You’ll enjoy a 25-day grace period and a 0% intro APR for the first six months.
Credit Card Payments
Citibank, NA issue the Big O Tires card. Paying with it is as easy as signing up for Citigroup’s online affinity card management services. With the service, you can check your spending and your available balance.
It is also how quick payments are made, contact details are acquired, and it is easy to review account information. For any payment, it is sufficient to log in to the account, access “Pay online,” and log in to view your account statement or management options.
This way, you also can pay your outstanding debts and keep up to date with your credit card balances.
Payments through a phone call
Among the options, you can also call 1 – 866 – 350 – 6853 to directly communicate with an agent who can help process your payments when you have trouble making them online.
The above number is the one to contact the company’s customer service. Here is also the option to obtain information about an affiliation with Bill Pay to meet the monthly payments on the agreed date.
Is it profitable to apply for this credit card?
Big O Tires is one of the largest and most recognized tire retail franchises in the United States. You can find many locations in at least 20 different states across the country. They are part of TBC Corporation, one of the newest tire marketers.
With this credit card, it is possible to enjoy car maintenance and service savings. Of course, it is also an excellent alternative for tire replacement when necessary.
We should mention that with this option, you don’t have rewards or cash back. Nor do you have many credit card benefits. Now, because of these details, we can say that it is a cost-effective option to save on car maintenance and repairs.
It is good enough to finance repairs when you do not have the funds to do it independently. The amount offered will cover expenses and keep your car running even if you don’t have enough money to pay in full at the time.
Basic features of the Big O Tires credit card
With all those mentioned above, the card may seem like the best choice ever, but it will start to show its true qualities once you use it. For starters, cardholders receive a $50 rebate when spending over $500 with the card.
During the first six months of use, all cardholders are eligible for interest-free financing on purchases over $250. This benefit is only available when all payments are completed on time.
To get the $50 rebate, you only need to spend between $250 and $499 with the card. When you exceed the $500 spending limit, you get another $25 rebate. All of this is given as a Visa prepaid gift card.
The card has no annual fees to worry about. All cardholders enjoy rewards for shopping at all Big O Tires partner stores using their credit card. In other words, it is not a closed-loop card.