Like many other financial institutions, Wells Fargo offers the ability to pay our credit card bills online. We can set up automatic recurring payments, make one-time payments from other banks, or use the Wells Fargo Bill pay feature.
But, many people don’t know how to pay credit card bills online at Wells Fargo, and this can be inconvenient when the time comes and the payment is due.
Different ways to pay our Wells Fargo card online
There are different alternatives to make our credit card payments, which are the following:
Recurring payments
If we normally make the same type of payments with our credit card every month, we can pay the minimum amount of our card, the full balance, or a certain amount of money. It is a very good alternative if we want the maximum return on our bills.
We can do this directly on the Wells Fargo website; we must add the bank from which we will automatically make the payment each month. We can use savings, checking accounts, or any other bank account.
We have to enter the website, or we can also do it by requesting a paper enrollment form. There is no extra charge for using this service, so it is a very good option for payment.
One-time online transfers
If we want to pay only once, we can choose the monthly payment option, which can be done using individual transfers. We can make this payment on the same day the account is due, or schedule it, using the Wells Fargo website.
We can make the payments with a savings or checking account from any other financial institution. There is no charge for using this service.
If we choose this type of payment, we will receive a reminder to pay our monthly bills. It is recommended to write down the date on our calendar, so we don’t have any problem.
Wells Fargo Bill Payment
This option is available for customers with a Wells Fargo checking account with an associated credit card. In these cases, we can use the option of the online Checking Account Bill Pay, and from there, we can make our credit card payment.
Through the platform, we can make one-time payments or schedule recurring payments to be made automatically every month. We will also receive automatic notifications when we have to pay our card to verify that the amount is the correct one.
We can use this option from Wells Fargo’s website or mobile app. There is no charge for using this service, and we can manage our money simply through its digital channel.
What other features do Wells Fargo’s bill pay services have?
It is a service with multiple advantages that can be very interesting and that we should consider. Among the advantages are:
- We can pay bills in less time without having to write checks or send them by mail.
- We can have a complete payment history, helping maintain control by knowing who will be paid and when.
- We can make all payments from our smartphones by using the mobile app.
- All payments will be made as scheduled as long as there are sufficient funds.
- We can set reminders when the account is due.
How far in advance should payments be scheduled?
Payments can be scheduled in the account service up to a year in advance, so it is easy to leave all required payments scheduled. However, if the payment is close to due, it should be scheduled two to five business days before the payment due date.
If we wish to use checks to make payments, they should be sent more than five days in advance, as they will take longer to reach their destination.