First, Progress credit cards are novel options for those looking to build credit. Before obtaining them, you should know that you will have to pay an annual fee for their use. They are available in 50 states throughout the United States.
These are secured credit cards that can use for various purchases, and three different cards are currently available. You have the Platinum Elite MasterCard secured credit card, the Platinum Select MasterCard, and the Platinum Prestige MasterCard.
First progress card login
First, Progress cards have a $49 annual fee, and, in return, you’ll get a secured credit card that will help you build your credit if you have bad or no credit. It’s a way to improve your credit rating and make a good credit history.
To get off to a good start, you must make your payments on time; with First Progress, you have different options to pay for your products. You can do it online, by phone, or by mail; it depends on your convenience.
Login to your First Progress credit card account
If you have decided to make your credit card payment online, the first thing to do is log in to the First Progress website. You will find the “Service Center” option; click on it and log in with your ID and password.
If you are new to the service, you must register. In the same login box, you will find the registration option, and a form will appear where you must enter your personal information and your card details and create the username and password.
You will be able to access your First Progress credit card account once you have successfully created your user. It’s great because you will find all the information related to the card.
To pay the installments, seek the option “card payment and” add the payment method to make the payment; you can add a credit card, debit card, or do it through a bank transfer. When you confirm that everything is correct, click on “Pay.”
Pay your card through a phone call
Calling 866 – 706 – 5543, you will communicate with the company. The call is attended by an operator who will indicate the steps to follow to complete the payment. You must have your credit card, the one you will pay with, and the payment method.
If you cannot reach the above number, there are other customer service phone numbers on the back of your credit card. Try one of them, you may be attended by an agent, and he will tell you the steps to follow to complete the payment.
Send an email with the payment.
The mail service is the most traditional and is not usually recommended. In the same way, in your monthly credit card bill, you will find the address to which you can send the payment if you do it by check. You must be sure to put in all the correct information. The address and zip code must be accurate.
It is not the best option for your payments because there are typically inconveniences in the cashing of the check that delays the service and can end up expiring the debt while they manage to solve the problem.
Benefits of having a First Progress credit card
You should apply for the First Progress Platinum Prestige credit card when you want to improve your credit history or start having one. It is the right one to improve your credit score. It has multiple advantages. One of the most relevant is that it does not require a minimum credit score for approval.
You also don’t need a credit history, and you don’t have a credit inquiry. The fact allows you to stop worrying about the negative impact on your credit at the end of the month. Another great advantage is that it has an ongoing low APR.
It will ask you for a security deposit where the minimum is $200, which is very reasonable considering the above benefits.
Conditions on the use of First Progress credit cards
The moment you apply, it will notify you of the $49 annual fee. Not the best option for people in debt, but this is rewarded with a low APR. If you need to make foreign transactions, you must pay the 3% fee for each transaction.
If you plan to travel, you should be aware that fees can add up quickly, and this will cause a considerable accumulation. Another point to know is that some states are not eligible for the product. You must make sure you are in a state where you can receive the card.
This card does not have rewards; nowadays, almost all credit cards have bonuses and rewards for their most loyal customers; this is not the case with First Progress.