If you have a Banana Republic Credit Card, you’re probably accustomed to paying your bill online. But did you know that there are two ways to do it? You can either use the online portal or access the secure payment page and enter the necessary information.
Below, we’ll show you how to pay the Banana Republic credit card online in both of these ways, so you don’t need to worry about being late on your payments anymore!
What is a Banana Republic Credit Card?
It offers a 30-day grace period and 0% APR on balance transfers, cash advances, and other perks.
You can use your Banana Republic credit card anywhere MasterCard is accepted. If you have any questions about your account or how to pay online, contact customer service at 00 1 614-744-3909.
How Can You Pay a Banana Republic Bill?
Here’s how you can pay the Banana Republic bill.
To pay your Banana Republic credit card online, you’ll need your account number and billing address. You can log into your online banking portal using either of these pieces of information. You’ll see a list of all your active credit cards (plus any other available financial accounts).
Click on Make Payment or another similar option from that list, depending on which online payment method your bank supports. On most sites, you’ll be able to use Visa Checkout, MasterPass by MasterCard, Apple Pay, or Android Pay.
If you have more than one credit card with your bank—say, for example, both a personal and business card—you might also be able to choose which one you want to make a payment for in some cases.
First Things First
You’ll need to log in to your account. You’ll need your account number and billing zip code to pay by credit card. You can choose between three different types of payments: credit card, e-check, or automatic draft.
Once you choose a payment option, you’ll be able to fill out an online form with your information and select a specific date for when you want your payment processed. If you choose an automatic draft, your bank will automatically withdraw money from your checking account every month until you tell them otherwise.
This is especially helpful if you don’t have time to make monthly payments yourself. If it sounds like something that might work for you, click continue and complete the rest of the steps required to set up automatic drafts.
Find Your Payments Page
When it comes time to pay, you’ll have plenty of options. If you opened your account online or over the phone, look for an Online Payment option on your account summary page. If that doesn’t work, call Customer Service and ask them how to pay your bill. The type of payment accepted by BR stores is cash, credit card, and debit card payments.
If you’re trying to check your balance, logging in is easy: go to the homepage of your issuer’s website and input your account number and password. But, if you’re trying to pay off a balance, it’s more complicated: many issuers have a specific page for paying accounts online.
If not, you may have to input your info into an existing form that processes payments for other services, like making a donation or buying tickets online.
You can also try calling customer service—but only do so if you’ve already exhausted all other options. It might take longer than using a payment-specific webpage, but it won’t cost you anything extra.
Redeeming Points for Gift Cards
One of your best ways to redeem rewards is with a gift card, which can be used at the Banana Republic and many other retailers. Use points by logging into your account and clicking on the My Account link to the right. Find My Rewards in the drop-down menu under your name.
Under Redeem Reward Points, select Gift Cards from the left panel. Use the filter bar for the Gift Cards section. Choose the amount you want to spend and confirm the purchase by clicking the Redeem Now button.
A print receipt or store it digitally. Confirm the amount shown next to the balance has been updated by checking on the Statement page (not available if an account is linked to a debit card). Use your new card immediately when shopping at any participating retailer, or wait until you’re ready.
Call Customer Service
Call customer service if you’re having trouble paying your bill through their website. They can help you pay your balance over the phone or answer any questions about making a payment online. Ensure you know how much is on your account and when it’s due.
You may be able to arrange to make a payment plan. If you don’t, be prepared with that information when you call. Customer service representatives are available. For additional hours of availability, visit their contact page here.
Frequently Asked Questions & Answers
If you’re having trouble paying your credit card bill, check out these common FAQs below. Hopefully, we can help answer your questions! If not, reach out, and we’ll get back to you with an answer as soon as possible.
To make a payment on my Banana Republic Credit Card online, I need my account number and zip code. Where do I find that?
You can find your account number on any billing statement from us (mailed monthly). To view your current balance or make a payment online, you need your zip code.
What happens if I don’t pay my Banana Republic Credit Card bill?
We want to be clear: Paying off your balance in full each month is the right thing to do. There are consequences if you don’t, and they aren’t pretty.
Your APR may increase after 60 days of non-payment, which means you could pay more than you owe. And depending on your state of residence, late fees may apply after 30 days of non-payment.
Can I make partial payments towards my Banana Republic Credit Card bill?
Yes, you can pay part of your total amount due by entering a different dollar amount during checkout. Partial payments must be paid within 14 days from the date of purchase, or else they will become delinquent.