If you are a bread and coffee lover, you probably have visited a Panera branch on your break from work or your trip to the US.
Perhaps you are interested in knowing whether they have Apple Pay as a payment method to make your next purchase easier. We are here to clear your doubts.
Does Panera accept Apple Pay?
Panera has been one of the first stores to accept contactless payment and implement Apple Pay in their payment methods. Since 2014, Panera has been accepting Apple Pay for in-store payments. From the very launch of the Panera app, they also incorporated Apple Pay as a payment method.
On top of its contactless convenience, Panera will offer you 3% cash back daily if you purchase through Apple Pay. Therefore, we recommend you pay for all your purchases through this app.
How can I use Apple Pay at Panera?

You must have an Apple device, such as an iPhone 6, a higher model, or an Apple Watch. Afterward, you must add your credit or debit card to your phone’s Wallet.
To complete this, go to Wallet on your phone and select the “+” symbol that you will see on the screen. You will need to take a picture of the card you want to add, or you can also enter the data manually.
You must verify your card details and agree to Apple’s terms and conditions. A device account number will be assigned, different from your card number. This number is encrypted and helps you to keep your cards secure.
If you want to make payments using your iWatch instead, you must link it to your Wallet. You can do this quickly by logging in to Watch from your iPhone. Then you go to Wallet and finally to Apple Pay.
Once in Apple Pay, choose the card you would like to use as a payment method, and you will be able to carry out your purchases through your Watch.
How can I pay with Apple Pay in Panera stores?
If you have already added your card to your Wallet, you can proceed to make your purchases at Panera. Once you have selected the products you want to buy, go to the checkout and open the Wallet app on your phone or watch.
Once in the Wallet, select the card of your choice. You will be asked to verify your identity. If you use your iPhone, you will be asked to verify via Face ID, Touch ID, or passcode. If you are using your iWatch, you must enter your passcode.
After verifying your identity, hold your phone or watch near the payment reader. Wait a few seconds until you hear a beep and can read on the payment reader that your transaction was approved. You have now made your first purchase.
How can I pay at Panera through the app?
First, you must download the Panera Bread app on your Apple device. Once downloaded, open the app and log in to your account. If you do not have an account, you must create one. Select the “Create a new account” option and enter your personal information.
Once you have created your account and logged in, choose your preferred store location. Proceed to select your order and add it to your cart.
After you have chosen your purchase, confirm your order in the shopping cart and proceed to the checkout section. Select the payment methods option and select “Apple Pay”.
References:
- “Apple Pay Panera” Panera Bread, www.panerabread.com/content/dam/panerabread/integrated-web-content/documents/press/2014/apple-pay-Panera-9-9-14.pdf. Accessed Oct 10, 2022.