QVC has been a popular U.S. broadcast television network for years, and you can make televised purchases from the comfort of your home. For the convenience of all its customers, it offers a credit card.
The TV network partnered with Synchrony Bank to offer you a quality financial product with multiple benefits. However, you should evaluate if you have the necessary skills to maintain it and avoid late fees.
Access to the QVC credit card – How to do it?
To get a QVC credit card, you can apply for it through the website; the company will evaluate whether you qualify for it and will approve you after adding the required information.
When you want to apply for your QVC credit card, it is essential to log in to their website and enter your account number and zip code as soon as the main page opens.
Once you get it, it is necessary to register it to start enjoying the digital benefits; you have to enter the web page to write a QCard account. When you click on register, it will ask for basic information such as card number, full name, last four digits of SSN and a new username and password to log in.
Now you can log in to your account whenever you want; it is efficient for paying your bills each month, but it will also allow you to monitor your performance and know your daily expenses.
Make payments on your QVC credit card bill
Avoid added late payment interest in catching up on your QVC credit card payments. The online method is the easiest; by accessing your QCard account, you will find the option to make payments.
By clicking on the “make a payment” tab, a small form will appear to add the amount and current account with which you will pay the debt. You can also pay as a guest, so you do not need to log in to your QCard account.
As in other credit cards, there is also the option to set automatic payments; it would be to program from the current account so that payments are made automatically every month for the minimum amount.
Credit card payments via mail or telephone
If you prefer to make the payment through a phone call, you only need to call 877 – 490 – 1787. You need to have your credit card close by because the operator will ask for the number. When the menu starts, dial 3 to enter the credit card payment.
Then you will have to follow the operator’s steps and complete the application; this option is free. However, if you prefer to talk to a live agent to complete the payment more efficiently, we will charge an extra fee for the service.
Payments by mail are made to QCard/Synchrony Bank PO Box 530905 Atlanta, GA 30353 – 0905. You can make payment by mailing a check or money order, but cash is not accepted.
It is essential to be sure to mail several days in advance of the debt’s due date and to address the obligation to avoid loss properly.
How does the QVC credit card work?
It is a product available only to registered QVC members, it has many conveniences, but the most outstanding one is that it will offer you flexibility and improve your credit. It is a card valid only for purchases on QVC or its website.
It does not allow balance transfers or cash advances with the card, nor does it have rewards. To ensure your application is accepted and you get the credit card, you must be a registered QVC shopper.
You must prove that you are 18 years of age, not have an application pending in the last three months and not have a credit history with serious delinquencies or bankruptcies.
Benefits
When you frequently shop at QVC, your credit card will become the best solution. The shopping experience is more convenient and faster; you will have options to save on financing and access to various promotions or special edition product pre-sales.
The QCard has the initial benefit of accessing special financing and easy payment daily, allowing you to make all the purchases you want even if you don’t have the funds available.
You can make monthly payments in easy installments until all costs are complete. It is a very secure credit card and has a $0 fraud liability. Another interesting aspect is the facility tour you can get.
You can bring five people you want to enjoy the tour with; it will be free of charge. You will visit the QVC Studio Park in Pennsylvania; when you arrive, ask for your QCard and enter without any inconvenience.
If your payment is late, what will happen?
It is a situation that can occur beyond your control, either due to problems with the bank or a delay in the mail if you have paid with that method. Regardless of the reasons, you will have to pay the late payment penalty; it can be up to $37.
Therefore, setting up automatic bill payments is always recommended to avoid these issues. If you are consistently late, you will negatively impact your credit history. Although you should make sure you have the necessary funds in your checking account for the monthly payment.