Are you thinking of traveling to Europe? Undoubtedly, you need travel insurance to be protected at all times. Although this paperwork is probably not at the top of your list, it should be in case something goes wrong.
Nothing is certain in life, and anything can happen. Overseas, the value of medical care is high, especially if you find yourself vacationing there, because you are a non-resident and only carry money for a few days.
For that reason, travel insurance will save your day. In addition, not only for health but also in case of cancellation, lost luggage and much more, everything will be covered by a good insurer!
Types of travel insurance for Europe
Travel insurance covers health and other relevant aspects such as delays, cancellations, or lost luggage. In this case, we will introduce you to the types of insurance you will find:
Delay insurance
To visit one or more countries in Europe, you will need travel delay insurance. It is an essential policy when there are several stages during the trip. This policy is activated when there has been a minimum of six hours delay and a defined problem.
Interruption insurance
It is advisable to pay for insurance with coverage for interruptions when you want to save money. Are you traveling in Europe and have to return home as an emergency? Then don’t worry. This insurance will help you recover deposits and payments made to places you never had the time to go.
Cancellation Insurance
One of the great advantages of cancellation insurance is that you will be able to recover 100% of the money invested in the trip. The only condition is that you have an illness or a death in the family. Only then will you get your full investment back.
Some companies allow you to upgrade the standard travel policy to “cancel for other reasons.” You can cancel and get 50% to 75% of your money back for fear of traveling or a change of mind. Cancellation must be made at least 48 hours in advance. Cancellation will not be made overnight.
Luggage Insurance
When traveling, it is common to lose luggage or important documents. For example, if you have lost your passport, the insurance will help you have a provisional one with the consulate closest to where you are.
Health insurance
With a health insurance policy, you will be able to cover hospital bills, medical expenses, ambulances, or any other type of care required. A travel plan will help you with any event during the established time. Pay for it weeks before your departure.
Insurance companies you can hire for your trip to the European Continent
It is a bit complicated to choose the best insurance company when there are so many options in the market. For this reason, we have compiled for you three of the best companies.
Safety Wing
Are you a long-term traveler or expatriate? This company will help you! It stands out for the hundreds of offers to its clients during a trip. It has very affordable plans to have a long and high coverage. Furthermore, it works as a month-to-month renewable subscription.
You will be covered up to $100,000 for medical and evacuation insurance. In addition, for $100 per day, you will have trip interruption insurance, but not trip cancellation insurance.
When you want to ensure the safety of your electronic equipment, you have the option of paying for the InsureMyEquipment policy for full coverage.
Tin Leg
Seniors also have the right and the ability to take on new adventures. Tin Leg is willing to help because it’s one of the few insurers able to offer policies for people up to age 90.
You’ll find the Tin Leg Economy plan for any cancellation and medical coverage up to $20,000. Another policy known as Tin Leg Luxury covers $100,000 for emergencies and $250,000 for evacuation or repatriation.
Axa
When it comes to multi-traveler insurance, Axa is ready to help. It’s a company that can cover you for Schengen visa travel. No matter how often you have to go to Europe, you’ll pay for one policy that will protect you every time.