Many users see the Walmart-to-Walmart transfer service as an alternative to traditional banks. This is thanks to the ease this service provides to send and receive money throughout the United States and Puerto Rico from your nearest Walmart.
Likewise, this option, along with its Walmart to Walmart money transfer, is also available for locations associated with Walmart internationally. Such is the case of Bodega Aurrera in Mexico. These locations will follow the same Walmart transfer process.
What time can I transfer money from Walmart to Walmart?
The Walmart to Walmart transfer system is available to the interested public as long as either the Walmart MoneyCenter or the customer service office is open.
Their business hours may change depending on each location. Walmart to Walmart money transfer through the MoneyCenter is generally available from 8 AM to 8 PM, Monday through Saturday. Except for Sundays when the service opens at 10 AM.
On the other hand, in locations that do not have a MoneyCenter, the Walmart-to-Walmart transfer service will also be available. Only in this case will it be done through the customer service desk.
Remember, each Walmart has its hours of operation
These schedules are the general ones for Walmart locations, but on many occasions, they may handle their own schedule for one reason or another. In certain states, transfers are available as early as 7 AM.
What is clear is that the Walmart MoneyCenter and its transfers will not necessarily be available whenever the store is open. This is especially true for 24-hour superstores.
But… How do I make Walmart-to-Walmart transfers?
This is a relatively simple process, with which you can send money, either cash or debit card, to anyone. The funds will take about 15 minutes to be available to the recipient.
Requirements and payment of fees
Something that usually catches users’ attention is that Walmart-to-Walmart money transfers have fewer requirements than bank transactions. In this case, you only need to be 18 years old and have an official physical ID.
Once this requirement has been met, the user must pay the transaction fees. In domestic and international transactions, the fees range from $4 to $8 for transactions up to $10,000 and $16 for larger transactions.
It should be noted that the maximum amount that a person can transfer through Walmart to Walmart is $2,500 per day. For international transactions, the amounts may vary depending on taxes.
A simple process
Once this is done, the only thing left is to wait for the transfer, which takes an average of 10 to 15 minutes maximum to complete. There is also the possibility of accelerating this process through the Walmart application.
Can my Walmart-to-Walmart transfer be tracked?
The answer is yes; if the transfer takes longer than expected, you can always track it. This process can be done through Walmart customer service or by contacting the RIA helpline. The company is responsible for managing these transactions.
How to withdraw the money?
If you have received a transfer from Walmart to Walmart, you only need to go to the indicated location with your valid official ID. When you get there, you must present the reference number of the transaction (it must be given to you by the sender).
A point to highlight is that the name of the person to whom the transaction has been made must be the same as that appears on the ID of the person who withdraws. Walmart will not deliver payments if the names do not match as they are.
Possibility of making refunds
Another point is that the sender can cancel the transaction and get their money back (excluding fees). This is as long as the receiver has not yet withdrawn the money.
As we have said, this refund period has up to 60 working days as long as the money has not been withdrawn. In the case of a return of the money, it will take between 2 and 10 working days, and the method of return will be the same chosen by the user.
You only have to contact RIA or your nearest Walmart service to cancel the process.
References
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“Online Money Transfers.” Walmart, https://www.walmart.com/cp/online-money-transfers/1089406.
María Laura Landino is a journalist who graduated from Boston University with more than four years of experience in the financial sector. He has been responsible for several research papers published by major universities.
Content Manager of allaboutgroup company. You will find me in job and Finance sections.
