All About Careers
  • Looking for a Job
    • Resume Builder
    • Best Templates & Resume Example
    • Recommendation Letter Template
  • Student Finance
    • How Old To Open A Bank Account
    • Pay FAFSA Back
    • Pay Back Grants
    • Transfer Money From EDD Card to a Bank Account
    • Transfer Money to Your Daughter Day
    • Add Money to Robinhood Without a Bank Account
    • Get Money From Venmo Without Bank Account
    • $50 000 Loan 10 Years
  • Student loans
    • Canceling Student Loan Debt
    • Unsubsidized Student Loan
    • Bad Credit Loans Urban BCL
    • Increase Total Loan Balance
    • Student Loans Affect Credit Score
    • Reduce Total Loan Cost
    • Pay student loan 529
    • Paying Off Student Loans Help Credit Score
  • Job Opportunities
    • Kohl’s Job Application
    • Baskin Robbins Application
    • Subway Applications
    • Aldi Application
  • Job Profiles
    • Physiologist
    • Golf Caddy
    • Environmental Consultant
    • Ecologist
    • Banker
    • Marine Engineer
    • Brand Consultant
    • Media Buyer
    • Visual Merchandiser
No Result
View All Result
  • Looking for a Job
    • Resume Builder
    • Best Templates & Resume Example
    • Recommendation Letter Template
  • Student Finance
    • How Old To Open A Bank Account
    • Pay FAFSA Back
    • Pay Back Grants
    • Transfer Money From EDD Card to a Bank Account
    • Transfer Money to Your Daughter Day
    • Add Money to Robinhood Without a Bank Account
    • Get Money From Venmo Without Bank Account
    • $50 000 Loan 10 Years
  • Student loans
    • Canceling Student Loan Debt
    • Unsubsidized Student Loan
    • Bad Credit Loans Urban BCL
    • Increase Total Loan Balance
    • Student Loans Affect Credit Score
    • Reduce Total Loan Cost
    • Pay student loan 529
    • Paying Off Student Loans Help Credit Score
  • Job Opportunities
    • Kohl’s Job Application
    • Baskin Robbins Application
    • Subway Applications
    • Aldi Application
  • Job Profiles
    • Physiologist
    • Golf Caddy
    • Environmental Consultant
    • Ecologist
    • Banker
    • Marine Engineer
    • Brand Consultant
    • Media Buyer
    • Visual Merchandiser
No Result
View All Result
All About Careers
No Result
View All Result

Which Credit Card companies use Equifax only?

Your credit report is important, as is the credit reporting agency

by Maria Laura
20 June, 2022
in Credit Card
0
Which Credit Card companies use Equifax only?

Banks use your credit report and credit score to evaluate whether you have the right profile to access their credit cards or not. However, they do not usually inform from which credit bureau they take the information.

Some banks do not only consider a credit bureau. Over the years, some banks have let you know which credit bureaus they take information from, allowing customers to re-evaluate their reports to determine things that could change.

Banks that take your credit information from Equifax

Banks don’t typically use a single credit bureau to approve your credit cards. Still, many have Equifax as their primary entity or often use this information to support their products.

Discover

It was the first bank to offer a credit card with cashback; it has benefits depending on the card you have; some Discover credit cards that use Equifax to evaluate your information are:

  • Discover Cash Bank
  • Discover Balance Transfer
  • Discover Miles

Each one has different benefits, but they consider your Equifax credit score to approve you or not.

Chase Bank

Chase Bank is one of the leading banks in the United States and has different credit cards to suit your credit needs. Among the cards that will take the information from Equifax are:

  • Chase Freedom Flex
  • Chase Unlimited Freedom
  • Chase Slate Edge

CITIBANK

CITIBANK is among the oldest banks in the United States. Since 1812 is the largest credit issuer in the country. It usually uses different credit bureaus to determine whether you are eligible or not to access the benefit. However, it uses Equifax for the approval of:

  • Citi Double Cash Card
  • Citi Premier Card
Check ➤  Carson’s credit card login payment

Both have many benefits regarding their annual APR and the rewards earned by redeeming points earned on purchases. However, you must have a good credit history with Equifax.

Issuers pull data from other credit bureaus in addition to Equifax

It’s important to remember that inquiries made by credit card or loan issuers typically impact your credit report, so they don’t always use the same bureau.

Generally, banks use at least two different credit bureaus to obtain your information and either approve or reject your benefits. Equifax is usually the default bureau used, so most focus on improving your score with this bureau.

In addition, each credit bureau specializes in specific information, Equifax is an expert in fraud information, but for educational credit score information, the best is TransUnion.

The bureau chosen by creditors will depend on the information they want to obtain; they can look at all of them or just Equifax. This information is complicated to determine because banks frequently do not disclose which one they will use. In conclusion, the idea is to maintain a good score in all the agencies to have better possibilities and access to better interest rates.

Click to rate!
[Total: Average: ]
Related posts:
  1. Cabela’s credit card payment online
  2. Can you pay rent with a credit card?
  3. What is SYNCB on my credit report?
  4. How you can use Apple Pay at an ATM
  5. Carson’s credit card login payment
  6. Where can I use the Horizon Gold credit card?
  7. Make an Hhgregg credit card payment
  8. What is a credit plus on my credit report?
Check ➤  Bob's Discount Furniture credit card payment, a great tool!
Previous Post

Did you know that it is possible to activate the credit card without calling?

Next Post

What Walden University Reviews Say?

No Result
View All Result

Contents

  • 1 Banks that take your credit information from Equifax
    • 1.1 Discover
    • 1.2 Chase Bank
    • 1.3 CITIBANK
  • 2 Issuers pull data from other credit bureaus in addition to Equifax

Categories

  • Accounting
  • Apple Pay
  • Apprenticeships
  • Career Industry
  • Career Path
  • Cash-app
  • College
  • Courses
  • Cover Letter
  • Credit Card
  • Degree
  • DoorDash
  • Insurance
  • Internships
  • Investing
  • Job Profiles
  • Looking for a Job
  • Paypal
  • Postgraduate
  • Rankings
  • Reviews
  • Scholarships
  • Self Employment
  • Social Security
  • Student Discount
  • Student Finance
  • Student loans
  • Taxes
  • UCAS
  • University
  • Venmo
  • Work experience

Student Finance:

  • How to get money off netspend account without card
  • Why cant i open a chime account
  • How to transfer from crypto com to bank account
  • Chime cash advance
  • Does publix cash checks
  • Pay later apps

Looking for a Tax Attorney?

  • Tax Attorney Near Me
  • Tax Attorney Los Angeles
  • Tax Attorney Maryland
  • Tax Attorney California

Insurance:

  • Home insurance claim adjuster secret tactics
  • Insurance subscriber number
  • State farm id card
  • Ct scan cost with insurance
  • Benefits for green card holders over 65

Student Loans:

  • $50 000 loan payment for 10 years
  • Average credit score by age
  • $200 000 mortgage payment 30 years
  • How much is the mortgage on a million dollar home
  • Mortgage underwriter salary

Credit Cards:

  • Thd/cbna credit card
  • Goody’s credit card online payment
  • Shell credit card payment
  • Iddeal credit card
  • Victoria secret pay credit card
  • CONTACT
  • TERMS & CONDITIONS
  • PRIVACY POLICY & GDPR COMPLIANCE STATEMENT
  • COOKIE POLICY

© 2004 - 2022 allaboutcareers.com

No Result
View All Result
  • Looking for a Job
    • Resume Builder
    • Best Templates & Resume Example
    • Recommendation Letter Template
  • Student Finance
    • How Old To Open A Bank Account
    • Pay FAFSA Back
    • Pay Back Grants
    • Transfer Money From EDD Card to a Bank Account
    • Transfer Money to Your Daughter Day
    • Add Money to Robinhood Without a Bank Account
    • Get Money From Venmo Without Bank Account
    • $50 000 Loan 10 Years
  • Student loans
    • Canceling Student Loan Debt
    • Unsubsidized Student Loan
    • Bad Credit Loans Urban BCL
    • Increase Total Loan Balance
    • Student Loans Affect Credit Score
    • Reduce Total Loan Cost
    • Pay student loan 529
    • Paying Off Student Loans Help Credit Score
  • Job Opportunities
    • Kohl’s Job Application
    • Baskin Robbins Application
    • Subway Applications
    • Aldi Application
  • Job Profiles
    • Physiologist
    • Golf Caddy
    • Environmental Consultant
    • Ecologist
    • Banker
    • Marine Engineer
    • Brand Consultant
    • Media Buyer
    • Visual Merchandiser

© 2004 - 2022 allaboutcareers.com