When you look at Goody’s credit card, you notice that it is identical to the Peebles credit card; the reason is that Stage Stores bought Goody’s after going bankrupt in 2009, and since then, they have been responsible for the company.
You can only use Goody’s credit card at the brand’s stores because it is not part of the big credit card issuers like MasterCard and Visa.
Goody’s credit card application
Because it is a card issued by Comenity Bank, you must access their online site and look for the “apply for Goody’s credit card” tab. You will then see a form with the applicant’s personal and contact information.
You must add information such as name, address, phone number, and email, among others. Furthermore, you can add an authorized buyer; once you have all the requested information and verify it is correct, it is time to press “continue.”
It will be time to add the financial information requested by the store; this is what they use to verify whether you qualify to purchase the product or not. After verifying that all the information is correct, click “Continue” and await approval.
Can generate the response within 60 seconds, almost immediately after submitting the requested information. If you get a positive reaction, wait to receive your credit card at the address you entered on the form.
Log in with your credit card on the Goody’s website
When you receive your Goody’s credit card, we recommend you register on the website to keep track of your statement and pay your card each month. When you access the Goody’s home page, you will see the option “Login” when you click on it; you will see the window to add your username and password.
For new users, below the login boxes is the option “register” it will ask for the card number and other personal information to validate your identity. If all the information you have entered is correct, it will take you to the login and password creation page. After validating all the information you have entered, you will create your account, and you will be able to start reviewing your account statement and other information related to your credit card.
How to make Goody’s credit card payments?
You have three ways to process your payments; the best way is through the brand’s mobile banking; when you log in to your Goody’s account, you will find the online payments option. All you have to do is associate a checking account and enter the amount you wish to pay.
If you prefer to automate the process, there is the option of “automatic payments,” which consists of associating a checking account with your card and adding an exact date and an amount that will deduct each month.
Automatic payments are the most effective solution to avoid late payments and late payment interest. Another payment option is to call 1 – 866 – 234 – 2038 to reach an operator.
They will give you the steps to follow to complete the payment, and if you need assistance, you have the option to ask to speak to an operator. However, speaking with one of Goody’s agents is usually an extra charge.
The last option is to mail your payment to Bank of Comenity P.O. Box 65978 San Antonio, TX 78265 – 9728.
Is the Goody’s credit card a good choice?
It is a no annual fee credit card, but the APR is higher than you would expect; this is common with brand-name credit cards; the APR is 26.99%. A credit score of 680 is recommended, although customers with a score of 620 may be approved.
The rewards may be one of the most eye-catching parts; for every dollar, you spend at Goody’s stores, you will receive one point when you make payments either way, but when you use the branded credit card, you receive 2 points for every dollar.
Once you have 100 points, you can redeem them for $5 in rewards, but you must use them within 30 days. The rule indicates that although it has good tips, it is not recommended for customers who visit Goody’s stores infrequently.
The card has two presentations, the preferred and the platinum; which one you will be approved for depends on your credit score and the frequency with which you make purchases at the store. In conclusion, it is a good card, but you should consider its high-interest rate before acquiring it.