Walmart is one of the most recognized brands in the United States. For years, thousands of people have gone to their facilities to make purchases. To maintain customer loyalty, they have designed their credit card.
The chain has two credit cards in its name; one is a closed-loop card, meaning you can only use it at Walmart stores. The other is a MasterCard credit card, which you can use at any establishment that accepts this type of credit card.
Getting started with the Walmart credit card application
Applying for your Walmart credit card can be done directly in-store, online, or through their mobile app. If you use it now at the store, you must bring a valid photo ID and a current credit card.
The cashier will be responsible for the whole procedure; they will start by entering your information on the screen and proceed to scan the credit card you have brought with you to save your data. The next step will be to ask you some basic questions to complete the form and submit the application.
If you have the right profile, you will be immediately approved for the product, and you will know because you will receive a call from the company to request additional information and send you your Walmart credit card.
On the other hand, the application through the web page is also simple; entering Walmart.com/cp/Walmart-credit-card and selecting the option “see if I am pre-approved” on the next page, you must register your account and follow the instructions.
It will be the same as in the store with the only difference that you will do the whole process from the comfort of your home. Once you have completed the application, it is time to submit it and await approval.
Constantly check the status of the application
Through the customer service phone number 1 – 877 – 969 – 3668, you can request information about your credit card; you should consider that this is the number of Capital One, the entity responsible for issuing the product.
What do you need to apply for the Walmart credit card?
Completing the application is simple, but you should know that you have to provide relevant information such as your full name, date of birth, email, phone number, current address, social security number, and the amount of your total income.
You will be given the option to receive your statement in different languages; in addition, you must indicate if you want to receive electronic billing and if you want to purchase credit card protection. To complete the application, you must present a current photo ID to prove your identity.
The credit card approval will depend on your credit score
Before applying for the Walmart credit card, you should check your credit score; if it is around 500, you will receive the Walmart credit card that you can only use at Walmart stores; if you have a credit score greater than or equal to 600, you will accept the Walmart MasterCard. Similarly, the credit score is only one of the factors considered by the company to approve your credit card.
Once your Walmart credit card is approved, you will be enrolled in the store’s rewards program. Every purchase you make with your credit card earns you a reward.
You earn 5% cash back on purchases made through Walmart.com, even with orders placed online and picked up in stores. You also get 5% money back on in-store purchases made with Walmart Pay.