Old Navy is one of the favorite destinations in the United States; you can find more than 1000 stores distributed in different country states. The company designed a branded credit card with generous rewards to maintain customer loyalty.
So far, you can acquire the Old Navy card and the Old Navy Visa card; Synchrony Bank manages both products. You can use the cards at various Gap Inc. stores, such as Banana Republic, Gap, and Athleta.
The most effective and fastest way to make an Old Navy credit card bill paid is through the company’s website. You must register on the site with your card number, home address, and other information requested on the form.
When you get your username and password, you must log in and go to the payment section; there, you will find the summary of all your debts and payments made since the acquisition of the card. Choose the amount you wish to pay and select the date and payment method you will use.
Before proceeding, do a quick review of all the data to ensure they are correct and avoid any inconveniences. If everything is in order, submit the payment and verify that it is successful.
Old Navy’s online page offers you several benefits; you can check your account statement whenever you want; it also allows you to add new authorized users, pay store bills online, and check your balance.
You can also make payments by mail or phone call
The company will constantly look for convenience for you and, for that reason, it has various payment systems to keep you up to date with your bills. Old Navy allows you to make regular or next-day payments via mail. The main thing is to create a check or money order for the amount due.
Be sure to put your Old Navy account number in the check section, as this is the only way the agents will know where the funds will be credited. The mailing address will depend on your card and the type of payment you make.
If the payments are regular payments for your Old Navy credit card, you should make them to P.O. Box 530942 in Atlanta, GA 30353. If the payments are made the next day, they will make payments to 485 Lake’s Mirror, Marine Building 700, Apartment 72 in Atlanta, Georgia 30349.
For the visa card, regular payments are made to P.O. Box 960017 in Orlando, FL 32896. The overnight payment address for your Old Navy Visa card is 140 Wekiva Manantiales Camino Longwood, FL 32779 – 3604.
The recommendation is to make all the pertinent inquiries about your payment address before proceeding; you should avoid sending it to the wrong address because you may not complete it.
Payments through phone call
The number to contact the Old Navy operator is 866 – 450 – 5294; you can make your payments completely free of charge with your current account, follow the instructions of the automated system.
Before starting the call, make sure you have your Old Navy account number, bank account number, and ABA routing number. You can find it in your invoices.
The due date of your invoices is 23 days after the end of the billing cycle. Can make payment of overdue debts through any option mentioned above.
To avoid late payment charges, you can make your payment by 5:00 p.m. on the due date found on your bill. If you pay after that time, the amount will be credited the following day, and the late payment charge will be applied.
When you pay late invoices with your credit card, the late fee will be $27 if you have not had a late payment in the last six billing cycles. If you have one, the late fee will be $37 for the delinquent bill.
You don’t have to worry, though, because the late payment charge will never exceed the amount of your bill. It’s best to stay current to avoid them.
One of the Old Navy credit card attractions is that you can use them at all GAP partner stores, such as Athleta, Banana Republic, and Piperlime. By having your Old Navy credit card, you will receive 5 points for every dollar spent at one of the Gap Inc. brands.
You will get 1 point for every dollar spent at any other store, and once you have 500 points, you will receive a $5 reward that you can use at any of the partner stores. You will also get 20% off your first purchase when you purchase the card.
One of its best benefits is that it has no annual fee, although the annual percentage rate is 25.99% on the open-loop and closed-loop cards. For late payments, they will charge a maximum surcharge of $40; so far, they do not have a penalty interest rate.
When you are outside the U.S. and use the card, you will have a 3% surcharge on each purchase. If you make a cash advance with your card, you must pay $10 or 5% of the transaction, plus they apply an APR of 26.99%.
Store credit cards do not have cash advances. It is a good option for your purchases at Old Navy and associated stores, but it is not the best option if you take it on a trip. It is advisable to have another type of product for those cases to avoid the high-interest rates for each purchase.