If you are a regular shopper at Banana Republic stores, you most likely have a store credit card; they are cards with many benefits, although the most prominent one is discounts on purchases of the day.
When you look for the Banana Republic credit card options, you will get the Banana Republic store credit card and the Banana Republic Visa credit card. To start, you’ll get the store credit card to get a feel for its benefits.
Access to the Banana Republic credit card it’s easy!
Accessing your card and viewing your account status is as simple as registering on the Banana Republic website. Fill in all the empty fields with your personal information, and enter your credit card number and zip code.
If your billing address is not in the United States, you must notify us by clicking on the “Billing address not in the U.S.?” option, where you can enter your address and zip code.
When finished, enter your card number and date of birth, click continue and verify the information details below. You will need to create a password, username, and security question.
You will receive an email with the approval of your account, and you will be able to access to see your account statement, card summary, pending payments, and available services for your card, among others.
Using Banana Republic Credit Cards
When you have your Banana Republic store credit card, you can use it at other brands such as Gap Inc, Old Navy, or Athleta. At this time, when you become a cardholder of one of the cards, you will get a 20% discount on the first purchase made.
The issuer of these credit cards is Synchrony Bank, so the Banana Republic can offer you revolving credit services for any purchase made both in the physical and digital store of Gap Inc. brands.
You can also use it at any store where MasterCard cards are allowed. When you need to make balance transfers, you have 0% APR on those transactions, a great benefit for your cash advances.
Where can you use it?
As a Visa credit card, you can use it at any establishment that accepts Visa cards. Regardless of whether it is a clothing store, utility store, or grocery store.
Pay your Banana Republic Visa credit card this way
You should know that you cannot pay credit card bills at the different Banana Republic branches; one of the traditional ways to catch up is by calling the automated system at 800 – 887 – 1198.
An operator will assist you and indicate the steps to follow to pay your outstanding credit card bill. Another option is to do it through the web page; you need your account number and billing address.
Can do the online banking login with any of the data mentioned above; once inside, you will see all the active credit cards so far. Look for the “make payment” option and choose the payment method that best suits your needs.
Another way to pay the invoice is by sending a check or money order. However, it is not the most recommended method because it can have many inconveniences in the payment validation process.
Pay your credit card as a guest
Part of the payment options on the Banana Republic website is to pay your credit cards without logging into your account. When you go to the payment page of the online store, you will find the “pay as a guest” option.
Click on it, and a new page will appear where you only have to enter the number of the card you want to play with, the last four security numbers, and the billing zip code. Now click “continue,” add the payment method, and complete the transaction.
The procedure is a way to make quick payments without logging into your account; it is also an efficient method if you ask someone you trust to make the payment. However, remember not to give this information to anyone; you could lend yourself to identity theft.
Benefits and Rewards
When you own one of Banana Republic’s credit cards for 14 days, you’ll get 20% off all purchases made at partner brands. You can also earn 5 points for every dollar spent at Old Navy, Banana Republic, Gap, or Athleta.
If you have the Banana Republic Visa credit card, you will earn $1 for every purchase at stores that accept them. Once you have accumulated 100 points, you will be able to redeem $1 at any store of the associated brands; there are no merchandise restrictions for the redemption.
Annually, you will unlock 500 bonus points for purchases in 2 associated brands, 1000 if you buy in 3 brands, and 2000 in 4 family brands. You will get 250 bonus points quarterly for each purchase made.
When you register, you will enter your birthday, and when the day comes, you will be able to celebrate it with additional benefits related to the brands associated with the card. All orders over $50 will get free shipping to enhance your rewards.
A card with many benefits!
You can enjoy high rewards rates by not forgetting your payments and avoiding maxing them out. Likewise, it requires no membership fees and sends reports to the major credit bureaus.
The latter is beneficial for your credit score, as by maintaining it, you will be sure that you can participate in new financial benefits. Perhaps the only drawback to these credit cards is that they do not allow balance transfers.