Having a Chime debit card is an excellent solution to complete your payments and make your purchases. The application offers many solutions, and one of the most striking is the possibility of withdrawing money with the card from different ATMs.
On the other hand, the card is rechargeable. You find different points in the city where you can recharge your balance to continue enjoying the services offered.
How to find ATMs to withdraw money with the Chime card?
Chime has a network of special ATMs to withdraw money with your debit card. To find the nearest one to your location is as simple as accessing the Chime website and going to the ATM search engine.
You can also do it through the mobile application. If you have version 3.4 or later, the option to find ATMs will give you at least 38,000 different locations at different retailers such as Walmart, Bed Bath and Beyond, and CVS, among others.
When you enter the ATM locations from the app, you can find the map in the bottom-right corner of the home screen.
How to use Chime ATMs?
The procedure at Chime ATMs is the same as any traditional ATM. All you have to do is insert your debit card into the appropriate slot and follow the guidelines explained on the screen.
If you forget your card or do not have it in physical form, it is impossible to make any transaction through the ATM.
Limit for withdrawals and deposits at Chime ATMs
The withdrawal limit through Chime ATMs is $500 per day; this limit is for all locations. You cannot withdraw more than $500, even going to a different ATM.
Whenever you make a withdrawal at any of the ATMs, you will have to pay a $2.50 fee. You should consider that if you use an out-of-network ATM, you also have to pay the additional fee of the provider used.
On the other hand, you can make cash withdrawals at a bank or credit union just by showing your Chime Visa debit card to the teller. You would be making a teller withdrawal. This option’s limit and additional fee are the same as when you withdraw cash from an ATM.
You should also note that cash withdrawals and purchases you make with the debit card are counted toward the $500 you can use daily with the card.
Can you make deposits through ATMs?
You cannot make deposits through authorized ATMs. However, you can deposit cash in your Chime checking account at no additional charge at any Duane Reade and Walgreens locations.
The procedure at one of these locations is simple, ask the cashier to deposit into your Chime account at the cash register; this is known as a “cash replenishment”.
Every 24 hours, you can make a maximum of 3 deposits. The cash limit is $1,000 every 24 hours and up to $10,000 monthly. Reloads to the debit card can also be made through any of the associated retailers, such as:
- Walmart
- 7 – Eleven
- Race Track
- General dollar
- Family Dollar
- CVS
- Ritual Aid
- Pilot Flying J travel centres
- Vacation resort stores
- Circle K Stores
- GPM Investments
- Sheetz Inc.
- TA Operating LLC (Travel Centers of America)
- Real Farms
- Cumberland Farms Corporation
- Kwik travel inc
- Krause Soft (Kum & Go)
Benefits of Chime ATMs
As with any financial institution, their platforms have greater benefits because they tend not to have as high commissions, and you can access more cash. Some advantages of Chime ATMs are:
- There are many locations distributed in different areas of the country
- It has a good daily limit
- The fees are lower than those of ATMs outside the Chime network
Can I withdraw money from my savings account through the ATM?
No, you cannot access the money in your savings account through the ATM. You can use it after transferring the funds to your checking account first. You can complete six monthly transfers from your savings account to your checking account.
Finally, before withdrawing cash from your Chime card, you must have the right account to process the transaction.