A few travel health insurance companies out there would provide you with health insurance policy plans to give you proper medical coverage for your pre-existing medical condition.
However, most companies do not accept insurers with pre-existing medical conditions because they do not successfully cover the requirement of pre-existing medical issues that as diabetes here. However, you should be clear about your pre-existing medical condition because that would be mentioned on your certificate of travel insurance.
And in addition to this, those people who have pre-existing medical conditions must have the best travel health insurance plan on their sides to keep them safe from any unexpected expenses that occur in the different countries during travel. Also, these insurance plans come up with other terms and policies.
In the US, there are 3.7 million people who are fighting this diabetes. Also, they have travel health insurance for diabetics. Having this travel health insurance on your side is the most beneficial thing ever you can do before you are going to travel.
I would say add this travel health insurance to your checklist, which means how important it is to have travel health insurance for those who already have pre-existing medical conditions like diabetes.
Best Travel Health Insurance Companies for Pre Existing Medical Conditions
Care
- In-house claim settlement – 100%
- Claim settlement ratio – 92.83%
- COVID-19 full coverage for your whole family
- Insured claim ratio – 55%
- Renewability – Lifelong
- Policies Sold – 6,91,739
- Network hospitals – 8,250+
- Incurred claim ratio – 55%
Max Bupa
- In-house claim settlement – Available
- Claim settlement ratio – 89.46%
- COVID-19 full coverage for your whole family
- Incurred claim ratio – 54%
- Network hospitals – 4,500+
- Policies sold – 6,96,107
- Renewability – Lifelong
Star
- In-house claim settlement – Available
- COVID-19 full coverage for your whole family
- Claim settlement ratio – 78.62%
- Network hospitals – 9,900+
- Renewability – Lifelong
- Policies sold – 37,34,365
- Claim settlement ratio – 78.62%
ManipalCigna
- In-house claim settlement – Available
- Claim settlement ratio – 85.72%
- COVID-19 full coverage for your whole family
- Incurred claim ratio – 54%
- Network hospitals – 6,500+
- Policies sold – 2,29,817
- Renewability – Lifelong
HDFC ERGO
- In-house claim settlement – Available
- COVID-19 full coverage for your whole family
- Claim settlement ratio – 86.52%
- Network hospitals – 10,000+
- Renewability – Lifelong renewability
- Policies sold – 10,66,395
Royal Sundaram
- In-house claim settlement – Available
- Claim settlement ratio – 81.50%
- COVID-19 full coverage for your whole family
- Renewability – Lifelong
- Policies sold – 1,85,450
- Network hospitals – 5,000+
Universal Sompo
- In-house claim settlement – Available
- Claim settlement ratio – 70.75%
- COVID-19 full coverage for your whole family
- Renewability – Lifelong renewability
- Network hospitals – 4,000+
- Policies sold – 2,67,221
Aditya Birla
- In-house settlement ratio – Available
- Claim settlement ratio – 70.81%
- Network hospitals – 6,000+
- Renewability – Lifelong
- Policies sold – 1,86,244+
- COVID-19 full coverage for your whole family
Edelweiss
- In-house settlement ratio – Available
- COVID-19 full coverage for your whole family
- Claim settlement ratio – 85.57%
- Free health checkup – Available
- Network hospitals – 2,578+
- Renewability – Lifelong
- Policies sold – 10,449
- COVID-19 coverage – Yes
New India
- Claim settlement ratio – 92.68%
- COVID-19 coverage – Yes
- COVID-19 full coverage for your whole family
- Network hospitals – 1,500+
- Policies sold – 16,83,506
- Renewability – Lifelong
- Claim settlement – Dedicated team
We have also provided you with the names of some of the companies right there with what kind of proper coverage they provide you in order to get all the required things altogether. We are suggesting you go through this entire article once carefully.