Progressive is a popular company in the country for its standard auto insurance; among its coverages; you will find replacements when windshields are damaged. However, this service varies depending on your coverage and the type of claim you make.
Comprehensive and collision insurance can replace windshields. Depending on the situation presented by which the windshield was affected, the request will be handled by one of the two coverages above.
Progressive windshield coverage
The front windshield replacement is covered under Progressive, comprehensive auto insurance, as long as the breakage is not due to an accident or collision. The claim must be made immediately when the windshield is broken or cracked.
If you have comprehensive coverage, you will also have benefits; you will be able to protect your glass in case of vandalism, hail, floods, or collisions with animals. It usually covers the windshield and the rest of the vehicle’s glass.
The only case in which you will not insure your windshield with Progressive is if you have liability insurance. Although that type of insurance will only cover what is necessary for the state, the rest of the damage to the car will be at your expense.
The coverages with which you can protect your windshield with Progressive
To avoid inconveniences when choosing your coverage, here are the coverages with which you will enjoy windshield replacement when necessary:
- All-risk coverage: as we mentioned before, it takes responsibility for the windshield in different situations such as when debris has fallen, hits an animal, or collisions with another vehicle, among others
- Collision coverage: when the damage is due to an accident with another car
- Comprehensive coverage: will cover the damage whether it is caused by an accident or another external reason such as weather problems
How to make a windshield replacement claim with Progressive?
The process is simple; you can do it by phone, computer, or mobile app. You must enter basic information about the damage to determine if the windshield needs to be repaired or replaced.
The fastest way is through their online page (progressive.com/es/), log in with your user and look for the “claim” option, put all the requested information, and send it; here, you can schedule the repair or replacement at a more convenient time.
As for the phone numbers, you should look for them through the online page according to the state where you are. That way will personalize the response, and the process will be faster.
Approximate quote for windshield replacement
If you are still considering whether to purchase a comprehensive policy with Progressive, you should know the average prices for an uninsured repair. If you break or chip your windshield, you may have to pay at least $200 if it has more than six inches of damage.
Although factors such as the make and model of the car, the type of glass, and different characteristics of the glass will also affect the final price. When you have comprehensive coverage, the deductible can range from $0 to $300.
When you are part of Progressive, USA, and AAA, windshield repair and replacement are free if you have comprehensive or collision auto insurance.
How do I know if I need windshield replacement or repair?
Generally, you will need to replace it with a new one because once it is chipped, it is difficult to get it back in place or remove the mark. However, the company will be in charge of determining the necessary process.