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How much does an IUD cost without insurance?

Gynecological health for women can often be expensive

by Carmen Asua
20 June, 2022
in Insurance
IUD cost

Every year scores of American women wonder how much it can cost to use an IUD without private health insurance. It is a normal question because everyone generally knows that it can be a very expensive procedure if you do not have the guarantee of an insurance company that you have been paying monthly.

You need to be knowledgeable about certain things in this regard. First, what is the price of an IUD without insurance, and how profitable is it when exercising as a contraceptive method? Secondly, and this is the big question, if you have insurance that 100% certifies you, you will not pay anything for the IUD. Today we will solve all this, so if you are interested, you can continue reading our article.

Contents

  • Know the price of the IUD without insurance and find out if it is worth paying for it
  • Do all health insurance cover the payment of the IUD?

Know the price of the IUD without insurance and find out if it is worth paying for it

The price for an IUD in the United States, without health insurance, can be quite high. As we always tell you, everything depends greatly on which city and state of the United States you live in. But making an average, we can ensure that the price of the IUD will be around 2000 dollars.

This price includes the appointment with the gynecologist, the cost of the device, and the insertion. However, it does not have the time when you want to remove your IUD and finish the procedure, and this will be paid separately.

Check ➤  What insurance does cvs take?

Is it worth paying this price? Well, the answer is probably yes! It turns out that the IUD is the most effective contraceptive method and can also last an average of 3 to 10 years. It’s more effective than getting your fallopian tubes tied, and for that price, you can forget about it and have a method of conception for as long as a decade.

If you do a quick estimate, you will realize that you may spend a lot more money on condoms and contraceptive pills that cost around 200 dollars, even if you have insurance that you pay monthly.

This is why even if you don’t have insurance, you may still be able to think about using the IUD in any case. You must find out how much it costs in your reference hospital and what that price covers, and see if it is worth it.

Do all health insurance cover the payment of the IUD?

Other information worth knowing is whether the procedure of installing the IUD will be covered if you have health insurance. As you know, medical tests are not included in insurance medicine, and it is important to know this before making a decision.

Well, in the vast majority of medical insurances, this procedure should have a cost of 0 dollars. The reason is purely legal and precise because the law of low-priced health care stipulates it.

Although this is the case, it is always a good idea to check with your insurance if you have an upcoming MRI and if the insurance covers it. As we say, by statistics, you do not have to have any problem.

Check ➤  What Happens if you Go to the ER Without Insurance?

However, you do need to be careful when you want to remove the IUD. Some insurance companies specify that the removal of the device is not covered by the insurance, although the installation is, and you will have to pay. What’s the price? Well, it can go from 100 to 400 dollars simply because the gynecologist or gynecologist removes the IUD.

In short, the IUD is an expensive treatment without insurance but is always very effective. If you are looking for a contraceptive method, you will also have to consider when paying what is most worth it or not.

Obviously, in this case, since the insurance covers the installation of the IUD you are hypothetically paying for, it will be infinitely more profitable than contraceptive pills.

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