Fitness tracker watches are smart devices that are not as expensive as a smartphone but more expensive than a traditional watch. The main purpose of this type of accessory is to contribute to people’s fitness by indicating the number of calories lost, heart rate, number of steps, and more information, in addition to telling the time like a conventional watch.
People who want to lead a more active life usually have good references for these watches, thanks to their multiple functions. Having one cheaper and even free is not impossible if you have life insurance. Some companies make offers and gifts for their policyholders that allow them to access these technologies. Do you want to know how to get a free Fitbit through insurance?
Can insurance cover a Fitbit?
Some larger U.S. insurance companies offer rewards or offer to their policyholders to incentivize fitness living with a free Fitbit or Apple Watch. Not all companies have the same benefits; some offer these devices for free, while with others, you can get discounts.
In some cases, insurance companies will have access to the health information generated by the fitness tracker while moving and the data generated by the app.
Although the company will access information about your daily routine, it also doesn’t turn out the way you imagine it. These policies apply only if you use the provider’s health app. If you already use their program, you will have already given up all this information.
The answer to this question is yes, you can get a free fitness tracker from your insurer, but you’ll have to decide if the gift is worth it regarding your information and privacy.
How do I get my free Fitbit from insurance?
Not all insurers offer these great freebies or discounts; only the larger ones have access to give away a Fitbit or Apple Watch. In some cases, these companies make these offers as an incentive to impact their clients’ physical life positively; for example, they accumulate points or credits if they exercise or register and use the policy providers’ apps.
If you are interested in accessing any of these discounts, we have prepared a list of the companies that are within this gift program:
How to get a free Fitbit from United Healthcare?
If you are part of United Healthcare insurance, you are an eligible candidate to receive this free reward. The company offers the Motion app for Android and iOS operating systems, which includes a complimentary fitness tracker. Although the company does not specify which device is eligible, it is estimated that you can either a Fitbit or an Apple Watch. However, it is not ruled out that the tracker is from a third brand.
Aetna: Apple Watch discount
While Aetna is not offering Fitbit, it provides discounts for getting an Apple Watch. Policyholders must have access to the Attain by Aetna app, available for all operating systems, but an Apple Watch is required. To solve this dilemma, Aetna allows users to have their smart devices virtually free. The interested party is responsible for paying the activation fee and sales tax.
The company also has the alternative for the interested party to pay for the watch with points earned from workouts and exercise accumulated over 24 months. If you are active, this is probably not a big challenge. On the contrary, if you want to start a fitness life, it will be a commitment you must keep. You have an alternative if you don’t want to exercise: pay the remaining difference.
Cigna: Free Fitbit with Active&Fit subscription
With insurer Cigna, you can save 25% on Active&Fit subscriptions. Plans are $29 a month, and you’ll pay $21.75 each with the discount. While this alternative is not as attractive as the previous two, the app payment comes with a promo code to receive a free Fitbit or Apple Watch.
Cigna’s alternative is appealing for those customers who will use the app, but not if you find it a standout; other offers may fit your needs better.
Anthem Blue Cross Shield: Fitbit Discount
Although Anthem Blue Cross Shield is not giving away a Fitbit or an Apple Watch, with the “Blue 365” program, you can be part of different offers if you are one of its policyholders. The company offers a 22% discount on purchasing a fitness tracker and twelve months of free Fitbit premium for the device.
If you are part of their policyholders and already have a Fitbit, you can get an annual license for $56 or $24 less than the standard price. Let us know what you think about this discount.
Humana: Credit for a Fitbit
With the Humana “Go365” program, you can earn credits while you exercise as an incentive to redeem for rewards. Within these gifts, you can opt for a Fitbit fitness tracker or a Garmin. Although the company announced this promotion, it did not inform how many credits you need to earn to receive a Fitbit, if these are free or just part of a discount.
If you have access to the Humana program, we invite you to learn more about this discount designed for its policyholders. Which of all the alternatives presented do you like the most?