If your home country is India, then there are many insurance-providing companies out there. You can have the best visitor’s insurance for yourself and for your wife too. They will provide you with the best coverages, possibly within this insurance policy plan.
However, you can buy these insurance plans online from their official websites. And also, in addition to this, you must take care of one thing, that is, whenever you are going to purchase a visitor’s insurance plan for yourself and for your partner, then, first of all, compare the plans with their monthly charges, coverages, and everything, in order to get the best visitor’s plan for yourself and for your partner.
If you have the best policy plan on your side, then that would be the best thing because it will help you to get proper coverage in case of any mishap that may happen with you. This is like a handy security option available for you.
Compare the Best Travel Insurance Plans Online for Parents from India
According to the last records of December 2017, the Ministry of External Affairs (MEA, GOI), as per the records of the Ministry, there are currently 31.22 million Indians living as NRIs or living as visitors overseas from India abroad. This estimate is for a total of 190 countries.
However, we have listed the top 10 countries in this section below, so keep reading this article. The list is as follows:
Country India Diaspora (in lacs)
Sri Lanka 16.14
Malaysia 29.75
United Arab Emirates 28.03
Myanmar 20.08
The United Kingdom 18.25
South Africa 15.60
Canada 10.16
United States of America 44.60
Saudi Arabia 32.55
Kuwait 9.19
What Does Visitor’s Insurance Include?
If you are planning to travel overseas, then you must take care of your insurance policy; your insurance policy plan must give you adequate coverage.
If you feel sick or faced serious injury during this trip or travel, and if you don’t have this visitor’s travel insurance, then getting treatment outside your country can be so much more expensive thing.
There is some coverage that you must consider while choosing the best visitor’s insurance plan for you. The list is as follows:
Personal Accident
In case if insurance holder goes through any adverse situations like an accident or suffers any serious bodily injury during the trip, then this visitor’s medical insurance will incur expenses, and everything will be covered under this insurance. It will cover everything from hospitalization to prescription drugs.
Medical Expenses
If you feel sick during this trip and you are going to visit a doctor for your checkup. We all know that in a country like the US or any other out of our home country includes expenses for simple medical checkups too.
A simple visit to a doctor would be so much expensive. But if you have your visitor’s insurance with you, then don’t worry about expenses, because it will cover everything.
Loss of Passport
In case you lost your passport somewhere during the trip, then it could be traumatic. And you might feel the anxiety about everything like you know the fact that you are far away from your home country, how could you get up from this?
But sit back and relax; this visitor’s insurance would help you to get a new duplicate passport, so you are good to travel now.
Loss of Baggage
While traveling in a different country, you lose your baggage or luggage somewhere, and that is permanent then; it is enough reason that would give you a trauma. But don’t worry about this too.
Because this visitor’s insurance will incur expenses whenever you feel inconvenience or whenever there is any trouble, they will pay you compensation for this trouble too.
Delay of Your Flight
Suppose you are waiting at the airport for a couple of hours and still don’t have your flight in time. In such a situation, your visitor’s insurance would incur compensation for the delay of your flight. And it is applicable only in the case if your flight has been delayed for more than 3 hours.