Conn’s HomePlus retailer is known for the wide line of electrical products, furniture, fitness, mattresses, appliances and other options available in its stores. It has managed to spread across the different states in the US to offer you quality products.
If you are an active customer of Conn’s, you could opt for its credit card, an excellent incentive to offer fascinating benefits on all your purchases. As part of the store’s fans, you can easily order the product through their website.
How’s Conn’s login?
Upon receiving your credit card, you will need to activate it to start enjoying it by making all the necessary purchases for your home. Product activation is simple through their website; you will see the option “Register” on the home page.
When you purchase a new Conn’s credit card, you need to create a username and password to monitor your account. When you go to the registration option, a form will pop up asking for personal information and the card number that has arrived at your home address.
You will also have to create a username and password to access your account whenever you wish. Through your new account, you will be able to pay your debts, verify your transactions, and change personal information, among others.
Pay your Conn’s credit card online.
Keeping your payments up to date is essential to have a good credit history and to be able to continue receiving the benefits of your credit card. One of the best options to pay your Conn’s credit card is to do it online.
You will enter the username and password created earlier; in one of the tabs, you will find “Make payments”, here you will find all the information about the account, previous payments, and the current debt.
The service is connected to Synchrony Financial because it is responsible for generating the cards. The benefits are automated and offer quick responses, so you only need to enter the amount to be paid and select the current account to complete the transaction.
It is also an option to schedule payments, you would have to link your checking account with Conn’s credit card and assign a date and a single monthly payment, that way, you don’t have to worry about forgetting costs.
Payments by phone or mail
As in other credit card services, Conn’s also has an active number to complete payments; by calling 1 – 866 – 419 – 4096, you will be contacted by an operator; who will request the card number to be paid and the rest of the bank details to complete the operation.
Payments by mail are also a solution; you must send payments to Synchrony Financial, PO BOX 960061, Orlando, FL 32896 – 0061. The account number must be on the check to complete the price correctly.
When mailing the payment, should make it at least ten days before the account’s due date, which is known by accessing the monthly statement. Checks usually take some time to arrive and are only processed on business days; in case of inconvenience, you will have to pay interest on overdue debts.
How do Conn’s credit cards work?
Conn’s credit cards are efficient if you are a consistent buyer of appliances and other household products. There are no known specific financing offers, but they have new benefits for their customers every month.
You will have the advantage of opting for exclusive opportunities to acquire new products in certain categories. Even if your credit history is not the most recommendable, you can receive the card. The APR of their cards is 29.99%, not the lowest.
You must make minimum monthly payments to pay off the acquired debt, and sometimes it will not be enough to pay only the minimum available rate. It is also worth noting that Conn’s credit card is open to New Mexico, Oklahoma, Arizona, and Texas residents.
There is no annual fee, but the minimum interest charge is $2.00, and if you have late payments, you will have to pay a $40.00 penalty for each late payment. If you consistently miss payments, it will be marked on your credit history.