Klamath Public is an Oregon-based credit union that began operations in 1949 and is one of 55 credit union options in the state. Initially, it was dedicated solely to Federal Government employees.
Several years ago, the credit union underwent considerable expansion. Although located in one of the smallest states in the country, it enjoys at least 2.1 billion members and $36 billion in assets. It ranks as the 42nd largest credit union in the state and has only one branch and a total of 11 employees to cover all of its operations.
Now, just as it’s interesting to know about the best Retirement Plan for the Self Employed or how much child support is in Texas, you’ll also be interested in learning more about Klamath and all that the company has to offer.
What does the Klamath public employees federal credit union offer?
Choosing Klamath Public is an alternative where you find the different traditional financial services of this type of credit union. It is a small company; however, it has multiple benefits and services that you can enjoy.
|Checking accounts||To access this service you only need $20|
|Personal loans||Auto, personal, recreational car, exclusive, overdraft protection loans and lines of credit|
|Savings accounts||To open a standard savings account you need $5, for a preferred savings account you need balances over $2500|
|Credit cards||You can apply for a VISA Classic or VISA Platinum credit card|
|Insurance||Access to home, life, auto and accidental death insurance products|
|Mortgages||Your mortgage loans are through CU Members Mortgage|
To access this service you only need $20 to open the account and make sure you pay the monthly maintenance fee. This fee is applied to accounts that maintain a balance of $1000.
Among the options you can find are loans to acquire a vehicle, personal loans, or recreational car loans. You can also access exclusive loans, overdraft protection loans, and lines of credit.
For the standard savings account, you only require $5 to set it up and it does not add monthly service charges. On the other hand, there is the preferred funds account, dedicated to users who maintain balances above $2,500.
You can apply for a VISA Classic or VISA Platinum credit card. With the first option, you have a monthly fee of $10, while VISA Platinum has no annual fees and an APR of up to 8.99%. These types of cards are very beneficial because you can even link your VISA with a PayPal account afterward.
Klamath Public is associated with CUNA Mutual Tru – Stage insurance which offers you access to home, life, auto, and accidental death insurance products.
Their mortgage loans are through CU Members Mortgage. As with insurance, they have a partnership with a company in charge of delivering mortgage loans.
Other services available
The variety of services is the most striking feature of the cooperative; employees can choose among different options to acquire the loan or service that best suits their needs.
- Notary services
- Electronic services
- Bank transfers
- VISA travel and gift cards
- CO-OP ATM locator
- Club accounts
- Direct deposit
All services are detailed on the credit union’s website; its platform is convenient and simple so you can navigate among the different alternatives of its services. The requirements you must meet to access the loan or assistance you require are also detailed. If you have any doubts, you can contact customer service.
How to apply for a loan at Klamath Public Employees’ federal credit union?
To be eligible for a loan at Klamath Public Employees’ federal credit union, you must live, work, attend school, or worship at Klamath or in Oregon City. Immediate family members are also eligible.
- Now, for loan applications, you must go to the credit union’s website. In its top menu, you will find the option to “Apply for a loan.”
- On the next page, you only have to specify the section to which you want to apply.
- Once you have done this, a questionnaire will start in which you must be totally transparent with all the information and the documents added.
Then you must wait for the application to be evaluated and the company will decide whether you are eligible for the type of loan requested.
If you need any clarification about the process you can make a call to their contact number 800 – 454 – 5525 or email firstname.lastname@example.org. Through any of the above means, you will get the desired results.
Klamath Public Employees FCU and Pacific Crest FCU Merger
The news of the merger of the two companies was shared with all Klamath Public Employees FCU members before voting. With positive results, you now find an excellent credit union with a local branch where you find a wide range of services.
New staff joined the branch to offer better services to all users who visit the branch. Although there will be an expansion in services and an upgrade in technology systems, account numbers, routing numbers, loan types, and mailing addresses will remain the same.
None of the clients should be concerned about the changes being made; on the contrary, they will only benefit from having more services to choose from and will achieve significant technological advancement in all their processes.
Klamath public employees federal credit union’s competition
It is important to note that the credit union has a direct competitor, Pacific Crest Federal Credit Union also located in Klamath Falls. Although it is a larger company with more members, Klamath Public has high-quality services that continue to keep customers interested in them.
How to contact the Klamath public employees’ federal credit union
Although you can access all the necessary information through their website, there are always additional questions that will require the help of authorized agents of the credit union. In any case, you can go to their main branch located at 3737 Shasta Way, Klamath Falls, OR 97603.
You can also call any of their phone lines, their main phone number 541 – 882 – 5525, their FAX number 541 – 884 – 0653, or their toll-free number 800 – 454 – 5525. Through any of the above-mentioned lines, you will get personalized attention.
“Klamath Public Employees FCU – Electronic Services.” Klamath Public Employees FCU – Home, https://www.kpefcu.com/pages/electronic-services.php.
“Klamath Public Employees FCU – Home.” Klamath Public Employees FCU – Home, https://www.kpefcu.com/index.php.
“Klamath Public Employees Federal Credit Union – USACreditUnions.Com.” USA Credit Unions – Detailed Data On All USA Credit Unions, http://www.usacreditunions.com/klamath-public-employees-federal-credit-union-6176.