The giant General Motors Company (GM) is one of the largest automotive companies in the United States. With major locations in South America and Asia, the U.S. company owns four -vehicle brands: GMC, Chevrolet, Cadillac, and Buick. Although the brand offers a wide variety of cars, each company has exclusive models.
General Motors has different benefits for Americans. Depending on the season, you can find discounts, credits, and prices that favor the buyer. You can also find 0 financing on some vehicle models among these benefits. If you want to know when GM offers 0 financings, we will answer you.
About General Motors 0 financing
General Motors has a 0% financing program for a selected group of vehicles as part of a special promotion. The company’s four brands offer discounts and low -interest rates for their customers on different models.
This program is offered and managed by the subsidiary GM Financials. For example, the latter provides the 0% APR discounts for the Chevrolet Equinox model for a 48-month credit term. Other financing options with low and 0% APR are available for all brands.
It is important to note that this financing program changes APR and vehicle models depending on your location and dealership.
When is 0 financing available at GM?
The zero-down financing plan is available to all four GM affiliates. They implement it every year in September and October. These are known as Pick -Up months. During this period, customers come to the dealerships to pick up their vehicles.
Although the estimated months are September and October, customers who wish to benefit from GM must make a reservation in April. Upon completing this reservation, interested parties can pick up the vehicles six months later on the date above.
Not all GM vehicles are available for this type of financing. In April, you should go to the dealership and see which ones are available according to your location.
Other special offers from General Motors
In addition to the 0% offers, the company has other discounts and special programs for its customers. You can see some of the promotions in the following lines:
The program enjoys a wide discount for the men and women who work to solve daily emergencies. It applies to some cars of the four subsidiaries: Chevrolet, Cadillac, GMC, and Buick. The plan offers a $500 cash rebate for GMC, Chevrolet, and Buick models and one of one thousand for select Cadillac automobiles.
The following officials are eligible:
- Firefighters and volunteers
- Law enforcement officers
- Sheriffs and deputy sheriffs
- Corrections officers, state troopers, and federal law enforcement officers
- 911 dispatchers and emergency medical technicians
- Doctors, paramedics, qualified healthcare personnel, and their spouses are entitled to company benefits.
The U.S. Armed Forces also receive special funding for safeguarding national sovereignty. Uniformed personnel can choose any model selected from among GM’s four brands.
Personnel eligible for this type of discount is:
- Active duty service members
- National Guard
- Veterans and retirees of the U.S. Army, Navy, Air Force, Marine Corps, and Coast Guard.
Like the previous program, it offers a $500 cash rebate for GMC, Chevrolet, and Buick models and one of a thousand for select Cadillac automobiles. It also features special discounts for uniformed spouses and low- interest options.
GM Family First
General Motors regards its employees as one big family. They have set aside a discount program for employees and their families in honor of them and their efforts. Employees can access different benefits and special offers in the four brands depending on the vehicles indicated.
As General Motors employees, they have the possibility of combining this discount with other seasonal or dealer promotions that allow them to save money.
Certified Pre- Owned Discount (CPO)
The Certified Pre- Owned Program (CPO) encourages customers to purchase used cars in excellent condition at a lower cost. The plan also has special discounts on certain models and low -interest rates.
Customers can choose from a wide range of cars from all four makes, and some models have minimum APR rates of 1.9%.
Recent college graduates are also on GM’s list of beneficiaries. They have access to all four of the company’s brands and a $500 cash rebate for Chevrolet cars.
Students can also combine discounts to choose a vehicle and save more money.
All employees of public schools, private schools, colleges, universities, and their spouses have access to the General Motors program. Defined vehicles from all four companies are available for the interested party’s choice.
Teachers have a $500 cash rebate for Chevrolet range cars. They can also combine this offer with low APR rates and other company discounts.
This is a promotion with special pricing for employees and their spouses of authorized dealers. They can also combine dealer offers to save on the purchase of the vehicle. This benefit is valid only for new car purchases.