Profile

The Lloyds Banking Group (LBG) is a network of banking and financial services entities operating across the UK and more than 40 countries globally.

Group entities include Lloyds TSB; Bank of Scotland; Halifax; Birmingham Midshires; Cheltenham & Gloucester; St James’s Place Bank; Intelligent Finance; Black Horse; Insight Investment; Scottish Widows Investment Partnership; Scottish Widows; Lex Autolease; St Andrew’s Group; and Clerical Medical.

The Group has a UK workforce of more than 120,000 people and a customer base of over 30 million, encompassing clients of an individual, commercial and institutional nature.

Within the UK, the Group has a network of 3,000 branches and 6,800 ATMs, as well as providing telephone and Internet banking access. The Group was created in 2009 with the acquisition of HBOS by the Lloyds TSB Group. The acquisition supplemented Lloyds TSB’s presence in the mortgage, bancassurance and savings markets.

LBG’s history can be traced back over 300 years, with the combined expertise and heritages of three legacy institutions: Lloyds TSB (1765), Bank of Scotland (1695) and Halifax (1853). The corporate headquarters of Lloyds Banking Group are located in London and the registered office is in Edinburgh. LBG is listed on both the London and New York stock exchanges, in addition to being among the largest companies listed in the FTSE 100.